2007-07-09 06:26:56 · 13 answers · asked by socmum16 ♪ 5 in Cars & Transportation ➔ Insurance & Registration
P.S. It was my fault. I rear-ended another vehicle. No injuries though, thank goodness.
2007-07-09 06:27:22 · update #1
I'm 31. This is my first claim.
2007-07-09 06:35:44 · update #2
There was little to no damage done to my vehicle. The other car sustained some damage to the bumper, not sure how bad.
2007-07-09 07:06:21 · update #3
Both cars are still driveable.
2007-07-09 07:06:32 · update #4
I'm so sorry you've been in a car accident, but grateful that no one was injured.
A couple of years ago I was involved in a 4 car accident. I have Geico, and it didn't affect my insurance rate at all. When I called Geico I asked them and they said that they don't raise premiums just because of an accident. Prior to that my last accident was well over 10 years before, and I've not had any since. My premium did go up slightly when I got a new to me car, but that's to be expected.
To answer your question, I think it depends on your insurance company. I would just call and ask them. If they say something other than - it won't, then expect that it will, even if they say they don't know if it will, or something else non-committal.
2007-07-09 09:13:01 · answer #1 · answered by Tonya in TX - Duck 6 · 1⤊ 0⤋
A lot will depend on your age. If you are over 25, then it might not be too bad, if this was your first claim.
It will also depend on your insurance company. Historically, some companies would cancel your insurance once you filed a claim. All State used to have this reputation, whether it does now or not, I don't know.
At best, your insurance will stay the same, most likely, it will go up some. good luck.
2007-07-09 06:33:58 · answer #2 · answered by Fordman 7 · 1⤊ 0⤋
Glad to hear that everyone is safe.
You will need to check with your insurance company. Policies are all different. Some will not raise your insurance rates for 1 accident. Others will.
2007-07-09 06:29:35 · answer #3 · answered by kja63 7 · 4⤊ 0⤋
actually, it has nothing to do with how much money they paid for damages. if it was your fault, it's considered and at-fault accident and yes, odds are your rates will go up. there's really no way to tell how much though until it happens, which will probably be the next time your policy renews.
2007-07-09 06:51:44 · answer #4 · answered by My Pits A Lover Not A Fighter 5 · 0⤊ 0⤋
Often the rates go higher if you accumulate points on your record. However, if you take yourself to traffic school, you can avoid getting points put on. It's some more dough to dish out, but you'll be saving in the long run. At least that's the way in Cali!!
2007-07-09 07:08:30 · answer #5 · answered by RickNY 3 · 0⤊ 1⤋
At least there is no injury. Unless you have a "No-Fault" policy with your insurance cie, it is very likely that it will go up. By how much, only your agent knows, ask them.
2007-07-09 06:31:01 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Well, no injuries is good.
It mostly depends on how expensive and extensive the repairs to the other car (and yours) are.
I would talk to your insurance company for more accurate information though.
2007-07-09 06:30:24 · answer #7 · answered by Joe M 5 · 1⤊ 1⤋
thank god there were no injuries, your insurance premiums will probably go up, it really depends on what insurance co. you have, but they'll most likely go up a lil.
2007-07-09 06:31:21 · answer #8 · answered by Anonymous · 0⤊ 0⤋
All insurances are different. Some will raise your rates & others won't.
2007-07-09 06:29:25 · answer #9 · answered by Deb S 6 · 1⤊ 1⤋
I'm sorry for what happened :( But yes, it will go up but it depends, you didn't say if there were big demages, if there were no like BIG demages it won't go soo up.
Good Luck! ^_^
2007-07-09 06:41:56 · answer #10 · answered by Love Yahoo!!! wannabe a princess 4 · 1⤊ 1⤋