I got a letter from an insurance company (big, legit addresses)saying I own a life / annuity policy with them, and they give me a policy number, and ask me to send SSN/tax payer number back to them. I NEVER bought anything from that company so I am pretty sure I dont have a policy with them, and the middle name is different than mine. Did someone steal my identity and get a life insurance policy?
2007-07-06 17:52:14 · 13 answers · asked by hkkong 2 in Business & Finance ➔ Insurance
Call the company directly. Use the internet and find out seperate numbers to call.
Also, could be your grandparents or parents got you a policy when you were a baby. Now, you are older and now the "owner" of the policy. In order to complete records at the particular company's home office, they would need your ss#. But call them to be sure. Good luck.
2007-07-07 18:34:05 · answer #1 · answered by JB1977 2 · 0⤊ 0⤋
It is a scam. A lot of companies send this kind of messages. Sometimes they will tell you about life insurance, sometimes is unclaimed government bonds, sometimes they will tell you that a distant relative left you some money and they can help you claim it and find it.
The bottom line is that these are legit companies and the service they offer is to look if you have any of these things in your name to see if they can get you money. The problem is that most of the time they do not have any hope of finding anything for you. You see, these companies charge you to look for anything but they never guarantee to find anything.
Most of the times they will get your check, and in a few days you will get a letter letting you know that after a through search they didn't find anything, but thank you for your business.
I know this, because it happenned to one of my clients. If someone tells you you have any financial product in your name, the company that backs the product will give you information about it free of charge (as long as you own it).
2007-07-07 05:45:26 · answer #2 · answered by Makotto 4 · 0⤊ 0⤋
Contact the company directly. Don't use a phone number or address they gave you (in the letter). Get the phone number independently.
Having said this I'd bet this is a plain old rip off looking to get your SS# and perhaps banking info. Letters like this don't go out by legit companies. Even if it claims it's from NY Life, Hancock or any other major company............... be careful.
2007-07-06 18:02:52 · answer #3 · answered by Common Sense 7 · 1⤊ 0⤋
If you own a policy with them, they should already have your SSN or TIN. Call the company (don't use a number on the letter, look them up to make sure you have the right number) and tell them about the letter you got. If it's legit, they should be able to look up the policy number. If it's not, they should know other folks are operating with their name.
2007-07-09 03:42:59 · answer #4 · answered by aaron p 5 · 0⤊ 0⤋
It is legit -- a legitimate prospecting tool for the insurance company and its agents. The letter probably offers a review of your current annuity.
If you call or write back, they will offer to send an agent to visit with you.
2007-07-07 04:57:20 · answer #5 · answered by insuranceguytx 5 · 0⤊ 0⤋
Nope, Mom's been dead now for over ten years, last news I got was from a letter from 2003. You may want to split up these wonderful words of wisdom from your Mom and submit them to Reader's Digest for some cash. I'm sure she wouldn't mind, since she was going to send you money...
2016-05-20 03:27:07 · answer #6 · answered by ? 3 · 0⤊ 0⤋
Well, it's pretty hard to fake the blood/urine/saliva test.
Go look up the big, legit address on the website, and ask them if this is the kind of thing they do. It does sound VERY much like someone is trying to steal your SSN. I would NOT give it out until I was pretty darned CONVINCED it was legit.
2007-07-08 15:04:23 · answer #7 · answered by Anonymous 7 · 0⤊ 0⤋
Don't send them anything. What's the company?
Call them. They all have customer service reps that will speak to you on the phone.
Tell us what the company is and we'll give you the correct number to call.
2007-07-06 17:54:47 · answer #8 · answered by pepper 7 · 0⤊ 0⤋
Have you gotten also a letter that says that you've won $1,000,000 ?
It's not true, they're fooling you. Pure cheap marketing and propaganda.
2007-07-07 11:44:58 · answer #9 · answered by titti 2 · 0⤊ 0⤋
This is a total scam. I got one of these notices some time ago and researched it on the Web. You should simply ignore this notice.
2007-07-06 17:57:22 · answer #10 · answered by Califrich 6 · 0⤊ 0⤋