My family's going through a financial crisis and I'm extremely depressed. Please Help!?

Question

My dad is mad and sad and my mom's even sadder, I'm depressed and the whole house is really gloomy :( The bank we got a loan from for our new house made the monthly mortgage really high plus we have to pay a ton of other stuff (not including new furniture and all the other things) we are a family of 6 and I don't know what to do! All the papers have already been signed. Any advice? I'm so desperate, I feel stupid for posting this question.. if you think this question is plain stupid, don't answer.

My sadness really cannot be expressed in words. I'm 15 and I feel useless cause I can't do anything about it.

Answer 1

One you can be there for your family as it seems you are already doing and that is a big comfort. Next is little things to help relieve the stress helping out a little more around the house with chores etc. See about doing odd jobs, cutting grass, washing cars, cleaning around the neighborhood. You would be surprised how much a little support some encouragement and a cheery attitude can change things. Things will all work out as long as you work together as a family.

Answer 2

wowwy wow wow! I never actually thought someone would be going through the same thing I am. my dad was (im not trying to gloat or anything i swear) a rich bussiness tychoon who worked with gettin kids into college. his companies collapsed afta he made an investment that didn't go so well because people stole the money that he invested (500 million dollars worth of cash) and hes facing like 10 years in jail for people accusing him of spending the money @ casinos and stuff.

The best advice would be to remember u always have people lovin u and who will help u through this.

I was so miserable wen the newspapers came out with the story which was NOT true at all. my friends @ school were really comforting and my teacher 2. i go 2 private school and we're probly gonna sell our house and im gonna go 2 a public school in a whole notha area since the houses here r so expensive.

I FEEL YOUR PAIN, AND YOU JUST NEED TO SUCK IT UP AND GET THROUGH THIS. YOU WILL ALWAYS HAVE YOUR MOM AND DAD FOR SUPPORT, NO MATTER HOW UPSET THEY ARE.

I ON THE OTHER HAND WON'T HAVE MY DAD (WHO I'M REALLY CLOSE WITH) TO HELP ME THROUGH MY TROUBLES. be lucky you have a family :)

Answer 3

Your posting is certainly not stupid. It is a concern that so many families and single individuals like myself are now facing, this financial crisis which has us depressed. I think this...in times like these we just want to be rescued so badly...as I do...but, in looking at this situation as logically as I can at this time...I have to say that I know that my crisis and your family's crisis will pass away with time. What we have to do is maintain our sanity and not create more crises by thinking this is the end of all happiness for the rest of our lives. I was married to a man for 32 years who about 3 years ago dropped teh atom bomb of divorce on my head with mega bills to be paid. So, I am not only dealing with major confusion and pain of a love lost; but I have mega crises of bills as well. I am 53 ad starting my life over, so to speak. I feel that I have lost so much; but, I have to remember that when I find myself all the way down, the only possible way to focus my vision is upward. Oh, I guess I could actually continue looking downward and at all my problems; but, it is my choice and your choice to act and live your life by the faith that there will certainly be brighter days coming. I surely hate that you are so young and feeling the pain of your family's financial situation. When my divorce happened, our only daughter was in her 2nd year of college. She has survived her Father's unfaithfulness and the disillusionment of our families' breakup and consequential financial ruin with the help of her friends who love her and have faith in Jesus to pull all of us through to the light. I will pray for you and your family tonight when I go to bed, honey. Sometimes we as a family have to pull together and do without the "new" stuff. Do not get swindled by the "rent-2-own" companies. I have never bought into their lies, but I know plenty of people who have. Do not buy something that you do not have the money (actual dollars in you hand, not a check, not a credit card, not a loan) to pay for the item, whether it is a house, car, groceries. Look up on the internet "Financial Peace University" a program designed to get people out of debt. I have been a student of this program since my troubles started. I am confident that I will dig my way out of this turmoil. When I do; you can bet your life that I will not own a credit card and that I will not be slave to the lender anymore. I hope that knowing that I will pray for you and that I have told you how to look at your situation will help you some. I care. Here is something I tell young and old alike, "Credit Cars Wreak"! Have nothing to do with credit cards, my dear, as you become a young adult and then you will have a very good almost certain chance for success financially.

Answer 4

Don't worry soon everything will be over and get better. People and families always have to go through hardships and overcome them. This is just one of them. I know i can't stand when my parents are sad because it makes me depressed too. This isn't a stupid question either. No questions are stupid. If you ever need any help jsut email me.
Good Luck!!!

Answer 5

girl, calm down. most people have been through this one time or another so dont be embarrased. My husband and i were homeless for awhile and no family would help, but people from our church did and we were back on our feet in no time. Have faith in God because he said that he will supply all of our needs according to his riches. And trust me girl, the mighty Lord in Heaven is very rich. Have faith and trust iin him. Pray and ask for peace so that u and ur family can with stand this small mountain that you have to climb. He'll never leave you nor forsake u. Remember that and u can e mail; me if you need someone whose been through the same as you to talk to.

Answer 6

Suggest to your parents that if they cannot afford these things, they should get a smaller home and furniture from Goodwill, and buy only things that they can afford.

Having new material things is not worth the price of happiness. Just tell them.

Answer 7

Yes there is .Tell your parents they can sell the furniture for money that you dont need.You can cut down on your expenses too.No you are not stupid.We all go through financial crises