Ok, lets a person is driving their partner's car and meaning they live together and are not married, and they are driving home drunk, hits a park car goes over the roof and lands on the roof of the car they are driving so basically both cars look like crap no longer able to drive,the person that is driving drunk is a good driver never in trouble with the law,but they aren't coverd under their partner's insurance, is their partner's insurance company stil going to pay for all the damages to both cars even through there was a DWI and the person driving was 3 times over the legal drinking limit? If not what happends, do you go to jail and have to pay back all the fees? Are you safe for jail but have a certain amout of time to back back everything, it probably is going to be thousands of dollars worth of damages so the court should give some time to pay everything back right? Last question how long does that person loose their license for?
2007-07-06 04:03:12 · 6 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Chances are high that the insurance company will deny the claim, because you live together. If you didn't live together, your friend's insurance may have covered, but when you reside in the same house, you must be listed as a part time driver, or an exclusion must be placed on the policy. You will probably be sued by the other driver, their passengers, and possibly, their insurance company. Your license will be suspended, you will have to carry SR22 insurance for three years(most likely)and the alcohol offense will be on your license for ten years, causing your insurance rates to be higher, and with each additional alcohol related offense, the rates rise and you risk being cancelled. Depending on if it's your first offense, or more, will determine if you get jail time, home monitoring, a combination of jail/work, and what your fines/fees/court costs/lawyer fees/alcohol rehab classes/reinstatement fees for driver license will be. You can lose your license for 30days or longer, again, depending on your prior record.
2007-07-06 06:01:05 · answer #1 · answered by fisherwoman 6 · 0⤊ 0⤋
Lots of unknowns here like what kind of policy is on the car ie full comprehensive. Since the person wasn't on the policy, more likely the insurance company will try to pull every string trying to get out of paying for it. The person will more likely take you a claims court to try and get money from you, if you refuse to pay up willing for the damages. As far as license suspension goes it depends on which state. A call to the local DMV will tell you this.
2007-07-06 04:20:56 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Man, that is a serious run-on sentence.
It is mostly up to the insurance company, and your local laws.
They will generally give you time to pay stuff back - but if you don't, they will take it out of your paycheck.
How long you lose your license for is up to the judge - though I would hope they would put you on a bicycle permanently based on your story.
2007-07-06 04:09:06 · answer #3 · answered by Joe M 5 · 0⤊ 0⤋
First..........the drunk driver will definitely get his/her license suspended or revoked. Most likely the insurance company will pay for the damages, but the car owner's premium rate will surely go up.
2007-07-06 08:03:55 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yes, stupidly I have. It has been a few years in the past and we went for beverages after paintings and sat there for a pair hours and all went down easily and speedily. Two people lived within the identical the town approximately 10 miles away, approximately part means residence we began to race and my co employee handed me approximately one million/four mile out of the town and beat me residence. I discovered later it used to be since she needed to move to the toilet!!! I additionally drove residence TOTALLY wasted one night time, it used to be handiest approximately two miles, however I felt like I used to be going to die, or no less than wishing I could. I used to be nauseas and my head used to be in a position to separate. I have by no means drank to extra seeing that or pushed while I had been consuming. I not often, virtually by no means drink now. I have raised my daughter very good, she has no curiosity in consuming in any respect. She has very little appreciate for the drinkers in her university. It disgusts her extra that the entire sporting events "stars" can drink with the coaches potential and nobody cares. I am very pleased with her and she or he is aware of I believe her judgment and that I could be disenchanted if she did anything detrimental or dull like that. Talk for your daughter. Instill the values in her that you just wish her to consider in. I do not wish to gloat, however I am so pleased with her. No consuming. No medicines or smoking. No intercourse. She advised me that she desires the extraordinary fairytale of falling in love after which making love. Her classmates snicker. She does not must fear approximately being pregnant or STDs. Good good fortune and prayers to you and your daughter.
2016-09-05 16:35:02 · answer #5 · answered by ? 4 · 0⤊ 0⤋
I think you should be consulting an attorney rather than Yahoo.
2007-07-06 07:43:00 · answer #6 · answered by Jay P 7 · 0⤊ 0⤋