just passed my driving test yesterday?

Question

i am 17 and trying to get insured on a car, which i havent got yet, i am in the uk, so just wondering how much insurance will cost on average on a 1.4? all the cars i have seen are 1.6's but think they will cost too much in insurance...any ideas? am am thinking saxo's golf, mg zr etc...

thank you!

Answer 1

WELL DONE..

WELCOME TO THE WORLD OF FREEDOM..

Answer 2

WELL DONE!!!! its best if you stick to a 1 litter first cos its cheaper for insurance for new roads users. i passed my test 7 months know and i got a new corsa 54 eg 1 litter and i did my pass plus and that helped put the insurance down to £70 a month. which is cheap then just work you way up the long you have driven the cheap you should be able to get insurance. my next car am looking at it a mg Zr a blue i have all ways wanted one or a Suzuki swift new shape i think you should scrap the idea of a saxo or anything to do with citron as you get alot of probs with the cars my bf has just got rid of his c2 vtr and probs and costing to much to get fixed. golf yes good cars. mg is a prob cos they gone bust and parts r hard to find. but i still want one lol.

Answer 3

Congratulations. I had the sampe problem when I passed earlier in the year. It totally depends on the type of car and how big the engine is and the year of the car. The smaller the car the cheaper the insurance eg Nissan Micra. As you are a first time driver your insurance would be much higher than a experienced driver. I recommend you do the Pass Plus. I did this and saved loads of money. Good Luck!!!

Answer 4

I'm in the same boat, I'm 18 and newly qualified. Insurances for us can vary massivly from £2000 - £500. I've got a few tips for getting it extra cheap..Firstly, I'd recommend waiting til you're 18 if you can, the insurance will be significantly lower and also a lot of firms do not take on drivers under 18. Secondly, sign a parent up as a 2nd driver, the insurance can drop up to half the amount if a "responsible" experienced driver is on there too. Out of all the site's i've checked so far Elephant has been by far the cheapest for me, around £500 for third party on a small engine including my dad as a 2nd driver, make a quote on there and check for yourself

http://www.elephant.co.uk/

Answer 5

Just go for it! And don't do like the person a few answers above said and have someone sit in with you for the first few times....that's what you've had during lessons - just putting off being on your own in the car will make getting in the car on your own more scary. Best to just jump in on your own and drive! When I picked my car up a couple of weeks after I passed my test I rang one of my mates and sorted out to go round hers, because I wanted my first solo drive to be to go somewhere specific that I was familiar with the route to. OK I was really really scared and it was strange being in the car on my own for the first time but I put the radio on (quiet though) and just did exactly what I'd been taught in lessons. Now, 7 months later, it feels strange having someone in the car with me, I'm so used to being in on my own. I didn't get P plates....OK some people will be more patient because they know you are a new driver, but the rest will either not know what the P plate means or think you're still a learner, or will know exactly what it means and take it as a cue to try to intimidate you Good luck! If you weren't capable of driving you wouldn't have passed!!

Answer 6

Well done, But I think the cars you are looking at are pretty much the most expensive cars to insure for a new driver.
I would say minimum £1500 for a girl.
Its not the size of the engine that affects the insurance the most, its the type of car, saxos, corsa's, golfs, astras, are all the most expensive types because they get in crashes more because of the typical type of driver. Newer cars are cheapest to insure because they are safer and parts are easier to get.
Look at clios, c2's, puntos, for cheaper insurance. 1.4 engines are not that expensive

Answer 7

Firstly, congratulations on passing.
For a car with very cheap insurance try youngmarmalade.co.uk A company set up with young drivers in mind and do very cheap insurance, for a 17 yo girl it starts at £300 going down to £00 at 19. Think that sounds like a bargain to me.

Answer 8

Many congratulations on passing your test. Some insurance companies offer a discount to new drivers if they have taken 'pass plus' with a driving instructor (ask your instructor). I would advise that you contact a few insurance companies and ask them about the various cars. I would expect you will better off with a small engined car, say 1200, for the first 2 years and then progress from there if you wish when you have hopefully gained some 'no claims bonus.'

Answer 9

For a first car and to build up your no claims discount - go small - 1.0ltr or 1.1ltr - no higher - don't buy a new one or a good scond hand one - buy something that you don't care too much about - then if someone dents it or you hit a post or something - you aren't to bothered - stick with that for a year at least THEN move up to something better when you a a fully competent and confident driver.

NOT saying anything detrimental about your driving but you see where I'm coming from - I'd give the same advice to any new driver - congrats by the way on passing.

Answer 10

well done you.re insurance.you would be better of buying an nissan micra 1.0l ,vauxhall corsa 1.1l,fiat punto also are quite cheap to insure.or saxo 1.1,volkswagon polo or lupo.anything with loads of letters like mg,zr will cost you.depends how much money you want to spend.even those cars ive mentioned.you are looking around the 2000 quid mark to insure .good luck.

Answer 11

I was 19 when I bought my corsa LS 1.2, it cost me £760 insurance for tpft.

If I was you I would start thinking smaller cars with smaller engines. Unless you want a 1.4 diesel and that would be cheap.

I have a 1.4 now with 2 years no claims and it cost me £550.

Look on confused.com and moneysupermarket.com for prices. Gives you a good idea on what company would be best for you. It changes all the time!