Bad Credit Help!?

Question

I owe about 2,000 dollars for collection for past apartments that screwed me over, claiming damages to the apartment.. Anyways its in collection and Im trying to get my score up, is ccc the way to go..or anyone know a better way to help with my credit??

Answer 1

You can try to repair your credit with some non profit organisations. If you try to do it by yourself it will take a long time. You can also try Lexintong Law for credit repair they are good.
To know more you can visit
http://www.creditcardbiz.blogspot.com
and
http://www.debtconsolidationmanagement.blogspot.com

Answer 2

cccs will hurt your credit. why not try credit repair? Usually companies charge hundreds of dollars to simply pull your credit and send correctly worded dispute letters—this is the key…..people will tell you that you can do this yourself for free but the truth of the matter is that the credit bureaus will throw your letters away or simply reject them. There is an easy to use online kit that will deliver the results you want available for just $19.95 at the source website. A similar kit is being sold via infomercials and radio talk shows for seventy dollars more but they try to solicit you repeatedly for other services after the fact.

Answer 3

You can repair your own credit by learning how, free, online. You don't need a company to do it for you. First, get a copy of your credit report from one company to see what's on there. Then, learn how to negotiate a payment: you may be able to offer them about 40% of what you owe and they'll take it, but be sure you get in writing that they'll remove the report from your credit report.

Answer 4

How old is the debt? You may be able to use the Statute Of Limitations Law. Its worth the read at least.

Answer 5

wants u pay it off, this will help u. It will take time for your score to go up

Answer 6

You can visit www.cashguru.info and find very useful tips and several articles on credit related matters.