I have a checking account linked to my credit account, this checking account i closed long time ago, and did not remove it from my online bank account, I wanted to pay my credit card and I accidently chose my old checking accoutn which was closed, and the amount was for 606$, after knowing that I wanted to canel the payment, I found the payment statusas paid, but still I am not credited for the payment I did?
I don' k know whats gonna happend, and I am afraid I will get in seriuos trouble, please anybody can tell me whats going to happen ?? thank you
2007-07-05 02:49:23 · 5 answers · asked by Axe87 1 in Business & Finance ➔ Credit
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2007-07-05 02:54:54 · answer #1 · answered by Anonymous · 0⤊ 1⤋
If there are no funds in the account, the check will "bounce" or be returned to the credit card company as unpayable. You will be charged in insufficient funds fee by the bank and possibly another similar fee by the credit card company, as well as possible late fees for the payment. Go to the bank, explain what happened and hope for the best. You won't go to jail for it, but could end up paying some extra fees.
2007-07-05 09:55:21 · answer #2 · answered by fangtaiyang 7 · 0⤊ 0⤋
Give the bank a call and tell them what you did, and ask them what will happen now. Then call the credit card company and get it straightened out.
You aren't in serious trouble. About the worst that would happen is, if your credit card payment is late because of this situation, you'd get hit with interest and a late fee. You made a mistake, you weren't trying to defraud anyone.
2007-07-05 09:54:09 · answer #3 · answered by Judy 7 · 0⤊ 0⤋
You should call the credit card company as your bank account is already closed and they have nothing to do with it.
2007-07-05 11:40:42 · answer #4 · answered by fine touch of class 4 · 0⤊ 0⤋
Call the bank and explain what happened they should be able to fix it.
2007-07-05 09:59:40 · answer #5 · answered by shipwreck 7 · 0⤊ 0⤋