I have been driving for about two years. Being a new driver, my insurance rate is of course considerably high (on a side note, I think auto insurance is legalized theft).
Now. Aside from that, I received a speeding ticket. It was 83 mph in a 55 zone. Oops. In court, the judge reduced it from two points to one point on my license, and the record now shows 64 in a 55. Should I expect an increase in my insurance rates? I am insured with Allstate.
2007-07-04 11:23:58 · 13 answers · asked by Lenny 3 in Cars & Transportation ➔ Insurance & Registration
I'm not an Allstate agent and don't know their rules on surcharging your insurance, but if they are like 99% of all other companies then the judge did you a big favor. This is how all of the companies I've delt with work - Your first minor violation doesn't count against you as far as insurance rates go, but insurance companies will start surcharging your rates on and after the second minor violation. The good news is that a speeding ticket 14 mph or less over the limit is considered a minor violation - 15 or more over the limit is considered major violation and your insurance rates would have gone up.
2007-07-04 16:43:51 · answer #1 · answered by sharp32548 4 · 0⤊ 0⤋
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RE :Will one point on my license make my insurance rate increase?
I have been driving for about two years. Being a new driver, my insurance rate is of course considerably high (on a side note, I think auto insurance is legalized theft).
Now. Aside from that, I received a speeding ticket. It was 83 mph in a 55 zone. Oops. In court, the judge reduced it from two points to one point on my license, and the record now shows 64 in a 55. Should I expect an increase in my insurance rates? I am insured with Allstate.
Follow 13 answers
2016-08-22 10:38:29 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I recommend you this site to get quotes - INSURANCEGRADES.INFO-
RE Will one point on my license make my insurance rate increase?
I have been driving for about two years. Being a new driver, my insurance rate is of course considerably high (on a side note, I think auto insurance is legalized theft).
Now. Aside from that, I received a speeding ticket. It was 83 mph in a 55 zone. Oops. In court, the judge reduced it from two points to one point on my license, and the record now shows 64 in a 55. Should I expect an increase in my insurance rates? I am insured with Allstate.
2014-08-18 21:26:46 · answer #3 · answered by ? 1 · 0⤊ 0⤋
I recommend you this site to get quotes -http://HELP.HELP-INSURE.NET/-yyzoaWP551
RE Will one point on my license make my insurance rate increase?
I have been driving for about two years. Being a new driver, my insurance rate is of course considerably high (on a side note, I think auto insurance is legalized theft). Now. ...show more
2014-09-27 07:03:32 · answer #4 · answered by Alfonzo 1 · 0⤊ 0⤋
EVERYTHING...makes the rates increase...if you live in a neighborhood the has a lot of accidents...rates go up...but rates wont go up until the policy is up for renewal...if it does go up you can swap insurance companies...I work for one so just an FYI!!!
2007-07-04 16:13:17 · answer #5 · answered by ness0059 2 · 0⤊ 0⤋
One point shouldn't make a difference, but two points probably would. So now you have to just be careful you don't get another point.
2007-07-04 11:32:12 · answer #6 · answered by Anonymous · 0⤊ 0⤋
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2014-12-22 23:47:43 · answer #7 · answered by ? 1 · 0⤊ 0⤋
one point or infraction to the law usually means a rate increase
2007-07-04 13:17:16 · answer #8 · answered by Michael M 7 · 0⤊ 1⤋
Probably not but go to driving school and keep the point off your record.
2007-07-04 12:06:45 · answer #9 · answered by ted j 7 · 0⤊ 1⤋
We don't use the point system in Louisiana.
2007-07-04 11:27:10 · answer #10 · answered by WC 7 · 0⤊ 1⤋