i never paid it of course because it was for one month fee! I try to talk to them, but they just blow me off. now i dont know how to clear it off. any ideas? it is very important to me.
the charge was for internet! i took my laptop to europe, and they never told me that they have a roaming charge for it. my computer was not even working good with the slim card internet! what a rip off. Please help me!!!
2007-07-03 07:36:59 · 7 answers · asked by Eva Daniel Rn 4 in Business & Finance ➔ Credit
I know you probably don't want to hear this, but you signed a contract. Granted, that month was supposed to be free, but common sense clues you in on the fact that service in the States is one thing - all rules, charges and fees are subject to change once you attempt to use the service internationally.
8K is a large amount of money. You might want to try and negotiate with Cingular and offer to pay a lump sum....if you want to try that route, they'll want a large amount of it, so make sure you have that on hand. You also might ask if they will make payment arrangements with you. That's about the only way to deal with it at this point. They will not just remove it from your report. Sorry!
2007-07-03 07:59:38 · answer #1 · answered by YSIC 7 · 0⤊ 1⤋
Negotiate for a lower payoff.
It's not their repsonsibliyt to tell you there are roaming fees. Common sense tells you this. Likely, you didn't ask, but it WAS in the contract.
It wont' clear off unless Cingular allows it to-- so you need to ask for the lowest possible settlement and then offer less and see what happens. Make payments if you have to.
2007-07-03 15:16:51 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Try a crediting agency that can act as a mediator to help you work out monthly payments. If you think the charges were unfair or not accurate then you would have to put a claim in with the reporting companies like Experian, Equifax, etc...
2007-07-03 14:45:54 · answer #3 · answered by kristin124 2 · 0⤊ 0⤋
Here, try this; go to a search engine and search for csc credit services. This website, with the correct account information, will allow you a free way to dispute the information. I don't remember the exact way to get to the dispute portion of the site, but it's there, and you can dispute the information, and there's a really good chance you can get it removed.
2007-07-03 19:09:32 · answer #4 · answered by JASPER 3 · 0⤊ 0⤋
Another example of what happens when people do not read and understand the terms and conditions before signing a contract.
Sorry, you signed for it, you owe it.
As for removing it, that simply will not happen. It is public record and those remain on your credit for 7-years even if you include them in a bankruptcy.
I would suggest that you make some kind of payment plan with the collection company before they sue you and get a judgment.
2007-07-03 14:48:44 · answer #5 · answered by ? 7 · 1⤊ 1⤋
You are allowed 100 words to explain your credit situation on your credit report. Other creditors will see it. It may not make you score better but an explanation will help.
Unfortunately, I think you got stuck with this. You "didn't read the fine print" as they say and you got screwed. Sorry and good luck.
2007-07-03 14:44:31 · answer #6 · answered by Fred 4 · 1⤊ 0⤋
You might go to an attorney. They will listen to him/her and work out a settlement.
2007-07-03 14:57:15 · answer #7 · answered by WJVV 4 · 0⤊ 0⤋