Is it valid (and wise) to write ASK FOR PHOTO ID on the back of a credit card instead of your signature?

Answer 1

I think since it is your credit card you should be able to put anything you want. I always put CID(see ID) on mine. The only place I have a problem with is the Post Office. They won't take it if you don't sign it. I think that is stupid and they should not be allowed to do that.

Answer 2

Check cards and credit cards are governed by the Electronic Funds Transfer (EFT) Act, whether they are Visa, MasterCard, American Express, etc. In reference to the answer from Mess, the terms and conditions of the card are considered accepted when the cardholder has:
- requested and received, or
- has signed, or
- has used or authorized another to use
their card (see the link below). By this definition, the fact that the card is signed is almost always a moot point if any of the other conditions have been met (such as a previous purchase that the consumer recognizes as authorized, or they simply acknowledge the card was issued at their reqest).

All card issuers must comply with the EFT Act. They may create provisions in their own terms and conditions that favor the customer, but may not make more restrictive provisions that allowed by EFT. Knowing that pretty broad definition of an accepted card by the EFT Act, and the fact that Visa's terms and conditions may not be more restrictive, I would assume (although I haven't read through Visa's lengthy terms and conditions) their definition of an activated/accepted card is about the same.

That being said, it's a good practice to write something to the effect of "See ID" on the signature line of your card because the line is used almost exclusively for verification purposes. However, the US Post Office will not accept cards that are not actually signed though (no clue why).

Answer 3

This is a huge myth that is circulating. Have you ever noticed that the card says "not valid unless signed". Your signing the back of your ID is a contract between you and the credit card company to repay whatever is charged on the card. It's not for verification purposes. Retailers are supposed to ask for your ID in order to verify it's you.

Answer 4

The card says "not valid unless signed", so technically a merchant could refuse to accept the card. But I doubt they would do that. I was with someone who had "check ID" on his card, and the clerk asked for his ID and charged the card.

Answer 5

ineffective human beings have been vote casting for some years. As early because of the fact the 1st Bush election, Dem's accused him of voter fraud in Ohio and Fl between different states. In maximum states you at present prefer a image identity to purchase chilly drugs....yet we believe you to vote? C'mon. No ask your self no person trusts the equipment.

Answer 6

NOT valid...
Unless your name is "Ask for photo id"
The block says "signature"

Answer 7

Yes very smart ,unless you did what I did,Tried to use it without realizing my photo id wasn't with me ,HA It's still a good idea though!!

Answer 8

it is a wonderful idea, you can just put see ID. you will be surprised though at how many people still do not ask for ID.

Answer 9

Absolutely. And you know if the cashier ignores it, you can sue them for negligence. Well, not really, but you should.

Answer 10

its one of the best security things to do for yourself, my sister has this and i would say about 90% of the time she is asked for it..