2007-07-02 05:11:57 · 7 answers · asked by dena h 1 in Cars & Transportation ➔ Insurance & Registration
If you have an insurable interest in the vehicle, you can add it to your policy. The owners insurance would be primary, but you would also be protected by your own coverage.. For example, you are given a company car to use while working. The company policy it that you are responsible for any damage to the vehicle up to $2500. You are not sure how solvent financially the company is, and you want to protect yourself. You can add the car to your policy!
Check with your insurance agent for the exact rules and coverages!
You can not insure a car where you have no interest. For example, if you have a friend who is a very poor driver. You can not add his car to your policy, and when he wrecks, put in a claim and make a profit! You have no interest in the car that can be insured!
2007-07-02 05:24:43 · answer #1 · answered by fire4511 7 · 1⤊ 0⤋
I assume you mean you don't own the car. If so, you have a few options. Either way, it is the owner of the vehicle that is responsible for the insurance.
1. If you do not drive the car regularly and the owner of the car is using a major insurance company, than anyone driving the car with the owner's permission is covered.
2. If you do drive the car regularly OR you live in the same household as the owner, than you need to be added to the owner's policy as a named insured.
Hope this answers your question
2007-07-02 13:05:51 · answer #2 · answered by Nate W 5 · 0⤊ 1⤋
The basic premise of insurance is you can't insure something you don't own. If you are a driver of a car owned by someone else, you need to be added to their policy as a driver. If you add a car that is not yours to your policy, your insurance company will deny you coverage if there are damages because you have no right to the money because you do not own the vehicle. So, if you do this, it would be a big waste of money.
2007-07-05 07:02:55 · answer #3 · answered by Sue 6 · 0⤊ 0⤋
The owner of the car will have to add you to their insurance.
2007-07-02 12:15:16 · answer #4 · answered by Anonymous · 0⤊ 1⤋
yes, you can add the car. but the registration will be on your name and the person will be added to your policy. so in case of an accident you will be cover if the person is on your policy
2007-07-02 12:21:53 · answer #5 · answered by lely_14608 1 · 0⤊ 1⤋
The title doesn't have to be in your name but the registration does
2007-07-02 12:15:13 · answer #6 · answered by Anonymous · 1⤊ 1⤋
no
2007-07-02 12:27:54 · answer #7 · answered by jcr 3 · 0⤊ 2⤋