My wife and i are saving for a house, but the money is currently in a regular bank savings account and all we get is about $32 in three months. This is ridiculous. We want to save the money in the online saving account where we can get something slightly higher. We'll need the money in one year or less, or if a house opportunity comes up, suddenly. So we'd like to know which online saving is the best and the one that will have the money ready for me in about 2-3 business days. Please advise. The best online savings in terms of services, best in terms of rates and best in terms of having the money ready/transfered back to my account. Also let me know if they are insured FDIC
Please advise.
JI
2007-07-01 15:24:48 · 8 answers · asked by progress 2 in Business & Finance ➔ Investing
Depending on your balance, around 5% is the best secure FDIC insured interest rate that you can get. It's probably a better rate than a CD today.
Check out www.countrywide.com They have a FDIC insured bank. Funds can be transferred to your regular bank account the following business day, if requested by 7pm eastern time.
If you have more than $2600 in your current savings account, you are not earning enough interest!
2007-07-05 09:20:38 · answer #1 · answered by CommonCents 4 · 0⤊ 0⤋
Saving Private Ryan is a 1998 Academy-Award- winning war film set in World War II, directed by Steven Spielberg and written by Robert Rodat.
This film is particularly notable for the intensity of its opening 25 minutes, which depicts the Omaha beachhead assault of June 6, 1944. Thereafter it presents a fictional search for a paratrooper of the U.S. 101st Airborne Division. While this part of the plot is a work of fiction, the premise is very loosely based on the real-life case of the Niland Brothers.
2007-07-01 15:46:40 · answer #2 · answered by Anonymous · 0⤊ 1⤋
Your Guide for Making Money on the Web! - Learn The Ways Of Making Money Online!
http://talk.mybuny.com/
2007-07-01 18:45:20 · answer #3 · answered by Anonymous · 0⤊ 0⤋
http://treasurydirect.gov/
You can buy bonds from 4 weeks maturity, currently yielding about 5.30% yearly interest. You pay zero commissions, and it has zero risk.
To get higher yields you have to buy corporate bonds, about 7%, altough this comes with higher risk and you'll pay commissions. You need to open an account with an online broker.
2007-07-01 16:26:57 · answer #4 · answered by Carlos G 3 · 0⤊ 0⤋
All FDIC Insured
www.GMACBank.com (my favorite, ATM card (no fees))
www.INGDirect.com
www.EverBank.com (best for interest on checking)
All 3 have excellent service. For savings I think GMAC has the best overall package.
For checking I and Kiplinger's think EverBank is the tops.
2007-07-01 15:42:16 · answer #5 · answered by Common Sense 7 · 0⤊ 0⤋
I will suggest Mutual Fund
2007-07-01 15:29:48 · answer #6 · answered by mohan r 2 · 0⤊ 0⤋
ING or believe it or not "Bank of the Internet",which is a real neighborhood bank.
2007-07-01 18:14:33 · answer #7 · answered by alnjk 4 · 0⤊ 0⤋
http://home.ingdirect.com/
2007-07-01 15:27:57 · answer #8 · answered by i_b_winkn_at_u 6 · 0⤊ 0⤋