Is there a point when creditors calling your house becomes harassament. I missed my credit card payment last month and told them that I would make good on the next bill. They agreed to that but now they are literally calling my house every half hour. Yesterday they called my house 23 times. Isn't this excessive?
2007-06-30 10:17:04 · 4 answers · asked by Anonymous in Business & Finance ➔ Credit
Yes, it's excessive. Send them a cease and desist letter via certified mail.
Buy a recorder and record their calls. You have a great law suit if you can prove they are calling you that much.
Read the FDCPA.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
2007-06-30 10:21:19 · answer #1 · answered by Anonymous · 2⤊ 1⤋
This is the credit card company doing it???
Start by contacting them and filing a complaint.
Note that the Fair Debt Collections Act does not regulate the original creditor (in most states) and they can pretty much do what they want. But if your situation is as you state, I can't imagine any CC company sanctioning one of their agents to do such a thing.
Legally, contact the police and file a complaint.
2007-07-01 03:29:41 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Yes that is excessive. By all means take the legal measures others have suggested to stop this nonsense. But...
If you have time to play with them though, you could engage them in lengthy and irrelevant conversations that eventually wind up with your asking them how much they're paid and how much money they've just wasted chatting with you for half an hour. I used to do that with telemarketers and it really seemed to get under their skin.
2007-06-30 10:29:29 · answer #3 · answered by gunplumber_462 7 · 0⤊ 0⤋
no but you can certainly send them a letter asking them to stop. and they have to by law.
2007-06-30 13:51:11 · answer #4 · answered by Guy 3 · 0⤊ 0⤋