if so, can you tell me how?? and is it legal?
2007-06-29 07:52:45 · 10 answers · asked by Anonymous in Business & Finance ➔ Credit
You wouldn't be able to get a credit card at 14 because the terms and conditions of the credit card are a legal binding agreement, which you're not able to enter into until you're 18.
You can get prepaid debit cards with the help of your parents
I posted a couple of links to a couple of sites that offer these.
2007-06-29 08:16:04 · answer #1 · answered by Anonymous · 0⤊ 0⤋
No you cannot. It's only legal for peoples of or over the gae of 18 to have a credit card or checking account.
However, there are prepaid cards out there and some backs offer junior savings accounts with ATM Only cards until you turn 18. It's a great way to practice keeping your money in a back and earn interest on your money at the same time.
Talk to your parents about checking into banks in your areas that offer junior savings accounts or getting a prepaid card.
2007-06-29 15:02:12 · answer #2 · answered by kaye t 5 · 0⤊ 0⤋
Not a "credit card" - you need to be at least 16 (you'd think 18 but I read the credit card applications at the retail store where I work and they actually say 16). But they do have bank cards where you and your legal guardian load the card with a certain amount for you to use. These cards are designed so you can start building credit early and definitely worth looking into.
2007-06-29 15:02:45 · answer #3 · answered by Ginny 4 · 0⤊ 0⤋
Yes and no. You can't get a REAL credit card with actual CREDIT on it. It would be foolish for a 14 year old to do it if they could! But you can prepay for a credit card with real money and use that at pretty much any age!
2007-06-29 15:00:27 · answer #4 · answered by Mr. Taco 7 · 0⤊ 0⤋
Yes you can but your parents have to do it for u ,unfortunely They can put in their name or buy a prepay credit card for u. If you make your own money better yet, ask parents to match amount And that will show responsibility and earning credit for yourself in future when legal age kicks in.......
2007-06-29 15:04:59 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I believe there are certain prepaid credit cards that dont have age requirements.
2007-06-29 16:28:06 · answer #6 · answered by Helper 2 · 0⤊ 0⤋
Thankfuly no they can not.
You must be 18 years old to obtain credit in the US. And that I think is still too young.
If you can afford it, don't buy it.
2007-06-29 17:35:39 · answer #7 · answered by Anonymous · 0⤊ 0⤋
no, but im also 14 but i have a visa buxx debit card.
check it out....
http://www.usbank.com/cgi_w/cfm/personal/products_and_services/checking/visa_buxx_ps.cfm
2007-07-01 01:47:46 · answer #8 · answered by melissa 3 · 0⤊ 0⤋
you can't get one from the bank but you can buy one a prepaid one that you pay for you can buy them at your local drug store.
2007-06-29 14:57:48 · answer #9 · answered by pink ladie 4 · 0⤊ 0⤋
No you cant its a contract and contracts cant be enforced on a minor.
2007-06-29 15:01:03 · answer #10 · answered by MYAB 4 · 0⤊ 0⤋