how do you quickly build your credit score?

Question

I have poor credit and need to establish a credit history as quickly as possible.

Answer 1

First, make sure all the information on your credit report is accurate.

Second, try to pay off all or any accounts that are currently in collections or make payment arrangements with the creditor to pay off the balance monthly.

Third, any credit card that is over 50% of the available credit line should be paid down to under half of your total credit line. Your credit score is lowered when your available balance is over 50% of your total credit line.

Finally, if you have bad or no credit and have no credit cards try to obtain two credit cards and make sure all of your monthly payments are made on time. This will help increase your credit score. If you cannot be approved for a unsecured credit card, obtain a secured credit card.

Repairing your credit and improving your credit score is a slow process that takes time.

Answer 2

You DON'T quickly build your credit score. It takes time. Get a small loan or credit card, something with a small limit. Use it a little, and ALWAYS pay it on time. Pay all of your other bills on time as well. After a year or two, get a better card. Keep your balance low, and NEVER pay it late. Slowly, but surely, your credit will go up. There is no quick and easy way to do it. Sorry.

Answer 3

Go to a bank, apply for a secured credit card.
Learn how to use it, and do so, BUT make doggone sure you make all payments ON TIME.
From there, try a small loan. AGAIN, all payments ON TIME.
while you are doing this, pay all your bills ON TIME.

Answer 4

The only thing u can do it make sure u pay your bills on time and thats it..