Credit report Question????Is this Fraud??

Question

My brother in law was trying to get his credit report online from transunion but it won't let him. We did a seach on his name threw zabasearch and type his name in and it brings up an address in another town (which is his parents address) we type his SS# in and it gave us one address in the town of his parents. His fathers name is the same but different middle Inital, BIL has never live at this address, recieved one credit report from equifax and also has there address, why would this be? would someone have to be using his SS# at this address of his parents?

Answer 1

My credit report shows various previous addresses. One is with my parents, since for a short while, a long time ago, I lived there.

You need to focus on the credit report, and if there are inaccurate addresses, I would write to them and tell them that you never lived there. Is the current address correct? That is most important. Are there credit cards on the list or credit accounts that you are not award of? If so, they need to be addressed right away.

Answer 2

No this is normal
You must have access the on line portal from the FTC free credit annual report.
It lists multiple addresses associated with name given from various sourced reported such as credit apps, telemarketing, cell and phone service, utility service and banking and financial affairs. It lists his parents address maybe same name or he lived there and it is obtaining that information from some application he made years or decades ago.
What differentiates the individual is the soc sec#.
When the info is sent, it is sent in tape and data transfer through sales of debt and information exchange.
Sometimes info in inaccurately input. All this info originally started out as user input and to error is human.

Answer 3

Don't know. You might want to look into it.