Will it count against me if my housemate claims off the house insurance?

Question

My housemate and I have a house insuarance policy with both our names on; if he claims for something will it effect my premiums if I get my own policy in the near future?

Answer 1

yes.

Answer 2

Insurance's they all work under the rule , you pay your premium to claim loss or damage when times need

If you claim your policy becomes more expensive to re new

As for your housemate claim , he has a right , and it all depends on the vaule of his claim , if in the long run if he pays for doing so

Like car insurance , if a claim is made , you lose your no claims and this is what puts the price up , and yes it whould affect you as you whould have to declare to a new company that a claim had been made on a policy in your name , there fore they whould see you as a risk , and as such they whould put the price f the policy up

Answer 3

Yes if your name is on the policy the claim stays with you for 5 years no matter where you are living.

Answer 4

Of course. The insurance company will examine what is being claimed, not which of the covered people are making the claim. So, a claim by one will affect both down the road.

Answer 5

yes cos its only one policy and who ever claims on it the claim goes against both of you just as if you were married

Answer 6

Yes as it's joint policy,. no matter who claims, it reflects on the policy

Answer 7

If your policy isn't clear on this, check with your insurer.

Answer 8

I want a hug