I need help with how many years you can finance a vehicle?

Question

How many years can you finance the following vehicles?.. please give an approx amount of months for each vehicle! Thanks!
All are used.

2007 Tahoe
2005 Tahoe
2004 Tahoe
2003 Tahoe
2006 Expedition
2005 Excursion

Also, Which one would you most suggest and why? Thanks!

Answer 1

2007 Tahoe up to 96 months
2005 Tahoe up to 78 months
2004 Tahoe up to 78 months
2003 Tahoe up to 75 months w/under 60k miles
2006 Expedition same as Tahoe
2005 Excursion same as Tahoe

Terms are based on year model. As far as which one to choose, that is entirely up to you. They are all equally as good. If you are considering long term financing, you will want to go with one that is newer with fewer miles. Also, buy Gap for the negative equity you will have.

Answer 2

Most lenders are now offering loan terms up to 72 months (6 years) on many new vehicles, so I would expect the longest terms would be 6 years on the '07 Tahoe and '06 Expedition, and 5 years on the rest.

As for what I would suggest, the first part f your question would suggest you are sensitive to the monthly payment amount, limiting it to the '06 or '07 for the lowest payment. Between those two choices I would suggest the Chevy due to prior experiances with the GM brands.

Answer 3

2007 Tahoe=72 months (added interest expense)
2006 Expedition=72 months " "
2005 Excursion= 72 months " "
2005 Tahoe= 60 months
2004 Tahoe= 60 months
2003 Tahoe= 60 months

Also, Which one would you most suggest and why? Thanks!
I wouldn't suggest any of them, for gas mileage. About $100 to fill the tank!
But If I were going to buy one, I'd go for the Tahoe. It looks better, parts are less expensive and gas mileage is better.
*go for an extended warranty!

Answer 4

why not try talking to the loan officer of the dealership, or go to a loaning business, like WELLS FARGO, and get a loan. Without knowing the interest rate, no one on QA can give you any information, and the vehicle info is incomplete too, so its impossible to give you a true answer. Some lenders will let you go 72 months now.

Answer 5

I think you can only get a loan for 60 months (5 years). I would suggest getting the cheapest one with the lowest miles. I guess it all depends on the interest rate you are going to pay.