student loans. What companies offer student loan services without income requirement???

Question

Help, I dont want to drop out

Answer 1

Federal Sub Stafford loan is based on financial need which I guess based on your question is somwwhat income driven because they use the income you report on the FAFSA and if you demonstrate need then you can get it but the Federal Usub is not based on need and is awarded to you when you apply for the FAFSA. The Paren PLUS loan is not based on income and the parents all they have to do is pass a credit worthiness credit check, meaning they cant have bad account in bad standing that are not being resolved. if they are being resolved then documentation may be able to clear it with the lender and get the loan approved. private student loans also require a credit check but again like the unsub stafford, PLUS loan,they do not look at income. Most lenders like Sallie Mae Citi Bank Chase Bank of America...etc..offer these loans depending on the school you attend. Your Financial Aid office is a good source to start with.

Answer 2

All student loans have some income component. For a private loan the lender checks your credit report to see if you are a good risk to loan money. To apply for the government's student loan program you have to complete the application at http://www.fafsa.ed.gov which requires you to provide previous income information. If you haven't yet done so do the FAFSA...you can get a loan easier through that process.

Answer 3

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