i was wondering if anyone knows of a rough guide line of when the insurance pays out. it was parked outside my house, and three cars (including mine) were hit before it crashed. everyone thinks it is going to be a write off, but im stuck with no car, so any ideas how long it may be? (im fully comp.) thanks x
2007-06-26 02:43:53 · 11 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
rachel, they said if my car is repairable then i will get a courtesy car, but if not then i wont! joy riders is the name for the sods who steal cars then rag round the streets in them!
2007-06-26 03:37:14 · update #1
Hey Marie, this totally depends on the insurance company you are with. Some companies offer a courtesy car, so this could be on offer for you. It's bad news for you that someone was irresponsible enough to cause this damage. Public transport is quite appalling in most areas of the UK so this could be an option for you for an interim? Time wise this could take anything from 3 weeks to 6-8 weeks, good luck with this.
2007-06-26 02:48:21 · answer #1 · answered by Aynat_lol 2 · 0⤊ 1⤋
These days it should only be a very few days before the garage makes a report to the insurance company and you will know whether the car is repairable - and get or not get a courtesy car.
Although too late in this case, you can now buy insurance policies that will give you a fixed courtesy car after an incident if your car is a total loss or stolen - whynot have a word with your insurance broker?
2007-06-26 10:58:11 · answer #2 · answered by welcome news 6 · 0⤊ 0⤋
There`s no such thing as a "Joy Rider", they are nothing more than THIEVES and as such should be punished accordingly. Rob a bank of £10,000 pound and you`ll get a prison term, take a car of the same value and you would be unlucky to get more than a fine or "community service"
2007-06-26 13:34:11 · answer #3 · answered by cosmo 4 · 0⤊ 0⤋
This sort of case often depends on whether the idiots were identified or caught and convicted. If they were you have a claim against them, or more likely against the Motor Insurers Bureau. Unfortunately this all takes time, and if you pay for a rental yourself you don't have a certain success of recovery
2007-06-27 03:59:00 · answer #4 · answered by The original Peter G 7 · 0⤊ 0⤋
It depends on the insurance company and the garage its been sent too.
If I were you I would call everyday for an update.
Do you have a courtesy car on your policy?, if so you will get it for 14 days after the accident.
2007-06-26 09:50:37 · answer #5 · answered by Anonymous · 0⤊ 1⤋
It depends on what country and state you live in. sorry, I don't know if your from USA, United Kingdom or China....this Yahoo Answer's is big. Typically, your insurance in USA will make you pay your deductable....$200 or $500 which ever one it is.....sorry this happened to you !
2007-06-26 09:47:11 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Check your policy and see if you have rental covarage?
It usually speeds things up when you tell them you are going to rent a car and they have to pay!
If the car is not payed for you don't have to accept the payoff either.
But if you cash the check you will be accepting payment as full ! Don't do it unless you are satisfied with the payment
2007-06-26 09:47:03 · answer #7 · answered by mes210 4 · 0⤊ 2⤋
Use KBB and if the car is new some insuance companies will give the full value, most just give you the used value
2007-06-26 09:45:58 · answer #8 · answered by kickball 2 · 0⤊ 2⤋
whats joy riders
2007-06-26 09:56:11 · answer #9 · answered by Anonymous · 0⤊ 0⤋
OOO that dont look too good
2007-06-26 09:49:54 · answer #10 · answered by mynameisreno 1 · 0⤊ 0⤋