no credit?

Question

i am 19 and have never had a credit card...just tons of debit cards. what credit card can i actually get to start off with?? i would like to build some credit while i am away at college.

Answer 1

Your best bet is probably a 'student' credit card. Although there's also other types of credit cards designed for people with poor / no credit, you'll pay less fess with a student card. You can find a complete list here:

http://www.asapcreditcard.com/student-cards.html

Hope this helps. GOOD LUCK!

Answer 2

ot all possible and available college student credit cards are right for everyone. You should avoid one that charges an excessively high interest rate, unless you know for a fact that you will be paying it off in full at the end of the month. Keep in mind that the credit card issuers are taking a bit of a chance on you, since you probably have little or no credit history established, and therefore the interest rate on virtually ANY credit card you are approved for is going to be higher than "usual", where "usual" would be the rate that perhaps your parents would get approved for, since they already have a credit history established.

Most college students today need a car, and many of them make the mistake of tying up all of their credit cards in paying for a car. This is probably the worst possible option for buying a car, since the interest rates will be astronomical that way. It would be much better to get a separate car loan and keep your credit cards free up for things you really need. You can get more information about getting a superb deal on a car loan, where many of these loans would be tailored for college students, at Car Loan Resources. you can apply online for a best student credit card at: http://www.credit-card-gallery.com/Student_Card.html

Answer 3

Look for a student credit card. There's a ton of them here:

http://www.verybestcreditcards.org/categories/student_credit_cards

Answer 4

Your school, alumni association, may offer a credit card. You may also build credit, by becoming an authorized user, on another's credit account, e.g., your parents. Your parents, may have cards issued in your name, on one or more of their accounts, each account, will show up on your credit report, as if it was yours. Bear in mind, if the primary card holder does not make timely payments, the delinquency will also show up on your credit report. The delinquency will appear, as if it was yours.

Answer 5

check with your bank
Wells Fargo has a credit card designed for students to help build credit

Answer 6

student citi mastercard or visa, very easy, student discover, a little harder, student amex, two to three years of great credit. search student credit cards on google, just make sure there is no annual fee, and that it comes from a major bank, not a two bit blood sucking leach of a company.

Answer 7

Here is a list of student credit cards http://www.ccvault.com/credit_cards/student.php If you cannot get approved for one I recommend apply for a Orchard bank card here http://www.ccvault.com/credit_cards/bad_credit.php

Answer 8

Being a college student it should be pretty easy for you.As you start to attend college they should start sending you more offers then you'll ever need for credit.just remember not to over do it with them being a student you'll have enough debt without adding to it.

Answer 9

get a card from Ochard bank.. They have helped me out.
Never be late on payments

Answer 10

First Premire
HSBC
Orchard Bank
Household

Your interest will be high until you prove you can pay your bills but itsa start