what is the best place to pay for your credit report and score?

Question

we are trying to take care of old bills and things and i need to watch my report so whats the cheap one?
ive allready done the free one awhile ago so that will not help.

thanks and any tips on fixing your score great!!

Answer 1

PrivacyMatters offers a great way for you to view and monitor your credit report and score. You can have unlimited online access to your credit report through all three credit bureaus, as well as receive your credit score from all three bureaus. You can also monitor all three bureaus reports and receive email alerts whenever new activity occurs. You can also have unlimited toll free access to the credit report customer service. In addition you can access their resource center to learn all about your report and score. For more information you should refer to this site: http://www.privacymatters.com/

Answer 2

Repairing old poor credit is not a fast fix. So do not rush into spending money on getting another report.

To fix it, make sure everything is paid ABSOLUTELY ON TIME preferably a little early. Any old collections or late accounts MUST be brought current.

Then work with the credit bureau to make sure what they are showing on your report actually belongs to you.

Do not apply for ANY credit at all while you are trying to fix it and raise your scores. Every time it is checked it will drop a little.

Answer 3

Equifax. It is $7.95 a month per person and you have access to your credit score at all times. For only two dollars more it will show you what other agencies have on you as well. It will send you emails if your score changes and has other alerts that you can set. My wife and I have been using it for over a year and love it.

The best way to fix your score is to keep a small balance on your credit cards and pay them off every month. Don' t keep high balances on your cards b/c it will only hurt your score. You want to have no more than half of what you are allowed on a credit card at one time. Unfortunately, it is easier to hurt your score than to fix it.

Answer 4

Don't worry about the report, just pay the new bills on time and chip away at the old debt.
Plastic surgury (cutting up your cards) is the best way to improve your score.

Answer 5

I have found that annualcreditreport.com is the best you can get your score and your report for 16 or 17 bucks go there and have a look.I used it and found it to be very good.

Answer 6

creditexpert.com is a good one, truecredit.com and identityguard.com is a good one also

Answer 7

It depends..

Answer 8

try online