are there any legit loan companies here in the US ... that deal with bad credit loans? no money upfront?

Question

i posted this question b4 and got nothing but a bunch of offers from people overseas who wanted me to western union them money upfront.....

Answer 1

If I understand your question, you are having difficulties making the monthly payments on your debt. Consolidation is not really a good answer because your credit score is probably pretty low right now and if you can get one your interest rate will be pretty high. You also have those credit cards still available and you could (and most people that go this route do) end up running up the credit cards again. Now you have twice the debt and no solution.

There are a bunch of scams out there and a lot of people that will try to rip you off under the guise of repairing your credit. Go with a reputable organization that will help you and not rip you off. I have worked with Consumer Credit Counseling Service for a couple years and they have been great. Check them out at: http://www.cccsintl.org/

They can help you work with your creditors to reduce payments and interest and they have educational information to help you to manage credit better.

Good luck!

Answer 2

Pretty sure that you might find all financial answer at= loandirectory.info-

RE Are there any legit loan companies here in the US ... that deal with bad credit loans? no money upfront?

i posted this question b4 and got nothing but a bunch of offers from people overseas who wanted me to western union them money upfront.....

Answer 3

If you have a bad credit score, it is difficult to get a loan from most banks and financial institutions. Credit is usually available only at a very high interest rate.Only few companies provide loan with bad credit score.Check out link for details.

http://l4y.info/

Answer 4

You can try prosper.com as long as your credit score is above 520. That is the only website I am aware of that has bad credit unsecured personal loans.

Answer 5

Try Prosper, they do all kinds of loans.

Please use my link

http://www.prosper.com/referrals/borrower.aspx?referrer=ljohnson79&utm_source=referrer-ljohnson79&utm_medium=referral-link&utm_content=link&utm_campaign=referrals-borrower