will my family get benefits if i get long term disability from my employer.?

Question

i'm not talking about ss disability but long term disability that you get from employer. i have 2 minor children.

Answer 1

No, long term disabiltiy pays YOU, not your family, not your children.

Answer 2

LTD is insurance for you (and your dependents if bought) to take care of you if you become ill for a long period of time. Depending on your policy you may:

If you become ill or injured and are unable to work for 90 consecutive days, this program will provide you with:

A tax-free benefit of up to 50% of your gross monthly salary

A benefit for mental health disabilities and for partial disabilities

A rehabilitation and return-to-work assistance benefit

A dependent care expense benefit

Benefits are reduced by other income sources, such as Social Security disability, Workers’ Compensation, and accumulated sick leave and retirement benefits, but the minimum benefit will be $100 or 10% of your gross monthly benefit amount, whichever is greater.

Answer 3

It depends on the disability plan whether your benefits will include supplementary amounts for dependent children. Read the contract and check with the company that the plan is through.

Answer 4

You should. If that is part of working in your job, and you're on disability your employer still has to give you your family, if they're on the plan, heath care benefits.

There were many lawsuits filled over similar issues.

Answer 5

Are you asking if those long term advantages are taxable? you will could ask the IRS i think. How long does the business company pay long-term coverage for? i'd take those advantages as long as achievable considering that SSDI is possibly to be plenty decrease. in case you run out of advantages you could practice for SSDI. you do no longer yet be responsive to in case you're completely disabled and additionally you would be waiting to return to artwork.

Answer 6

Why don't you contact your employer and find out?