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13 answers

This happened to me someone got a hold of my switch details i filled in a form at the bank and had my money back within 2 days that was with the royal bank of Scotland but maybe the time differs between banks

2007-06-21 01:26:49 · answer #1 · answered by Anonymous · 0 0

would have helped if you'd told us where your bank is and which firm you're talking about.

And also when you told the bank of the fraud and if you did so in writing [which is likely required].

***
In America, you'll likely have to file a police report and sign the part where it says you want prosecution.

Armed with that, take your case to the bank manager. I recommend going in person.

Be prepared for this to take weeks or even months -- you'd be amazed at how hard some people try to scam the banks with silly ploys like letting their friend use their debit card and then trying to have the charges reversed [which amounts to retail theft by the friend against the merchant where the card is used except that if you authorized their use of the card, you're then the one who commited a crime].


GL

2007-06-21 08:35:57 · answer #2 · answered by Spock (rhp) 7 · 0 0

It depends on if you reported the fraud to your bank. And who your bank is. Then if you authorized the transaction in any time, they are going to want to know how the people came up with your banking information. With Bank of America (they suck!) it will take 3-4 weeks. They go through this long and stupid process before they give you back your money. And, they more than likely will allow the person to go in and out of your account several times before they but a block on that transaction code. Wachovia (they are great!) will direct you to a form they have online in which you can download and fax to them. It would take anywhere from 2-3 business days before they give you a provisional credit to your account. They then will go after the fraudulent person and get the funds deposited back into your account. Then they take back the provisional credit they gave to you earlier.

2007-06-21 08:29:43 · answer #3 · answered by cinnatigg 4 · 0 1

I had money "stolen" on the 13th of June. It cleared my account on the 15th of June. I filed a discrepency on the 19th of June and was told by the bank that it could take 7 to 10 days from the date I filed the discrepency.

2007-06-21 09:34:50 · answer #4 · answered by Damsel 1 · 0 0

That might depend on the bank, but that seems like a really long time if it happened back on June 5th. I feel bad that it's happened to you. I hope that you get your money back soon. I know that if it happened to me I would be quite angry because I live paycheck to paycheck, so every little penny counts. Good luck!

2007-06-21 16:13:42 · answer #5 · answered by firewolf13.totheresq 1 · 0 0

I had funds taken out of my account recently due to fraud and my bank told me it would take a month for the funds to be re-credited to my account.
It depends which bank you are with, give them a quick call or pop into your local branch and ask.

2007-06-21 08:33:29 · answer #6 · answered by rafena 1979 3 · 0 0

hi there!
it took the coop bank three weeks to refund the fraud. but they also will refund any charges incurred as a result of the fraud.
pretty good i think. just pester them on the phone.
good luck

2007-06-21 08:28:30 · answer #7 · answered by sancocho 1 · 0 0

i just had the same thing happen. i went into my bank on a friday to talk about the charges and to cancell my debit card and the money that was missing had been posted that money.

2007-06-21 08:31:01 · answer #8 · answered by daddy79 1 · 0 0

2-3 weeks

2007-06-21 08:35:09 · answer #9 · answered by Anonymous · 0 0

I had someone use my credit card details,the bank refunded within a month

2007-06-21 08:26:16 · answer #10 · answered by Anonymous · 0 0

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