2007-06-20 11:35:18 · 9 answers · asked by Ron S 2 in Cars & Transportation ➔ Insurance & Registration
Because you live on the same property where the cars are garaged, you would need to have an exclusion written in the policy that you will not be driving any car on the property. This action will make your rates lower and you don't have to be listed as a driver, if you don't drive. If you do drive one of the cars after the exclusion is written, your insurance company will not pay for any damages.
2007-06-20 16:12:37 · answer #1 · answered by fisherwoman 6 · 1⤊ 0⤋
You dont have to but your insurance is cheaper when your married....another thing just for your knowledge anyone in the same household that is 14 years or older has to be either in the policy or excluded, why? for the simple fact that 14 year olds can drive now a days. if you have any other questions go ahead and email me....
2007-06-20 18:45:33 · answer #2 · answered by *NANCY* 2 · 0⤊ 0⤋
Are you listed as one of the owners of the vehicle being insured? If so, that's why. You are partially liable for damage caused by an accident with your car, no matter who was driving. If someone has suffered damage, they'll sue the driver and the owner(s) of the vehicle. If that's you, you need insurance coverage.
2007-06-20 18:41:16 · answer #3 · answered by Anonymous · 1⤊ 0⤋
there is usually a premium reduction for being married then being single. If your wife wants to save money you will need to be added but you do not need to be added as a driver. they will just ask for your name and DOB and list you as a member of the household
2007-06-20 18:41:11 · answer #4 · answered by lou 2 · 0⤊ 0⤋
You don't unless your name is on the title. If it is then, driver or not, you have to be listed on the insurance.
2007-06-20 18:41:07 · answer #5 · answered by Laredo 7 · 1⤊ 0⤋
It doesn't seem logical, but logic and profit are mutually exclusive to an insurance company.
2007-06-20 18:41:01 · answer #6 · answered by puppies.sunshine 4 · 0⤊ 1⤋
If you have a license, the insurance co. won't just take your word you won't drive.
If you give up your license then you don't need to be listed.
2007-06-20 18:45:12 · answer #7 · answered by Anonymous · 0⤊ 1⤋
You don't. You can have yourself specifically excluded, however it may not relect any credit on your policy.
2007-06-20 18:42:23 · answer #8 · answered by ca_surveyor 7 · 0⤊ 0⤋
because if u have a license you will drive...
2007-06-20 18:39:33 · answer #9 · answered by Anonymous · 0⤊ 0⤋