I've been told that all I need to do is take some classes but others tell me I need go back to college. I already have experience in the field I've worked for agents for almost 3 years. Please HELP!
2007-06-20 05:28:14 · 10 answers · asked by cory22bal 2 in Business & Finance ➔ Insurance
It would depend on the company you are looking to work for, but generally no. As an agent you need to be licensed through the state in which you live. each state has their own insurance commissioner (Florida actually licenses by County), contact that office to discover that state's licensing requirement.
Generally you will need separate licenses for Property & Casualty, Life, Health and Securities.
The tests for those licenses are difficult so take the class and the test prep seriously.
That is a very hard business to be successful in. Work hard, build relationships, always ask for referals and always be truthful in products you are representing.
2007-06-20 05:34:40 · answer #1 · answered by fkd1015 4 · 0⤊ 0⤋
No, you do not need a college degree to be an insurance agent. All you need is a license - which you get by passing a test given by your state. Some states require you take an insurance "class" prior to being able to take the test, but it's NOT a college class - it's a state class.
Check with your state insurance department's web site to see what THEY require.
2007-06-20 13:16:13 · answer #2 · answered by Anonymous 7 · 0⤊ 0⤋
Hi, a college education is not necessary in order to become an insurance agent. I have been an agent for over 23 years in Texas. I only had to take a state exam to obtain my license. Good luck!
2007-06-20 12:36:37 · answer #3 · answered by goldenlizzy04 2 · 0⤊ 0⤋
While a college education always looks a little better, a lot of companies don't require any college - if your experience is equivalent to that of a degree. For example, if you work in an agents office and prove your ability (with your sales, etc), the company knows your worth. Good Luck!
2007-06-20 12:34:37 · answer #4 · answered by § ☼ JLG ☼ § 4 · 0⤊ 0⤋
Each resident life, disability, property or casualty insurance agent, broker or solicitor is required to complete twenty-four (24) hours of approved continuing education as a pre-requisite to license renewal or re-issuance (reinstatement). Three of those hours must be Ethics.
Effective January 1, 2008, a licensee whose authority is limited to Vehicle products will also be required to meet the continuing education requirement. A Vehicle line of authority covers both personal and commercial vehicles. It is a limited form of the full line of property and casualty, since it does not include homeowners coverage.
The completion of self-study course hours are limited to eight hours within a single twenty-four hour period. Therefore, if someone orders a 16 hour course, it cannot be completed any sooner than the second day from purchase.
Non-residents are exempt from continuing education requirements (with the exception of Long-Term Care and Long-Term Care Partnership insurance.
2007-06-20 12:32:55 · answer #5 · answered by Anonymous · 0⤊ 0⤋
If you have been working in this field already your co-agents should be able to answer your questions. If not, talk to the human resource manager and ask his advice.
Most of the major insurance companys have a requirement for a degree for their agents who want their name on the sign.
2007-06-20 12:33:15 · answer #6 · answered by Anonymous · 0⤊ 0⤋
No, you do not need a college degree to sell insurance. What you do need is a life license and health license from the state. the class is about a week and then you have to take a test and score at least a 70% to pass.
2007-06-20 12:35:10 · answer #7 · answered by clemenza222 3 · 0⤊ 0⤋
You need to be licensed (so there are classes or study involved) but you don't need to go back to college. I would recommend some business management classes and advertising especially if you intend to open your own office but these are weekend type classes that don't necessarily have to be a major return to college. Good Luck!
2007-06-20 12:37:31 · answer #8 · answered by Walking on Sunshine 7 · 0⤊ 0⤋
Check out some of the newbie thread at www.insurance-forums.net/forum There is a lot of good advice for starting up in the insurance field.
2007-06-20 12:45:45 · answer #9 · answered by insureman613 3 · 0⤊ 0⤋
I did that once and its true, you just need to take a few classes and pass an exam to get your license, but, here's the catch, you need to be hired and sponsored by a company first. You cannot take the classes or the exam without being employed by the company first. So apply to the company, get them to hire and sponsor you, and they will pay for all the classes and the exam.
2007-06-20 12:31:58 · answer #10 · answered by abdiver12 5 · 0⤊ 2⤋