Credit cards, whats a good one?

Question

I was told i could get one to help my credit score go up.
I have no job and go off my husbands pay. Im about to be 20 in august.

We are starting a family. So I need one that will be good for us in the long run really and we both can have even though i have no job.

I would go throuh our bank, but we might not be with them for long. Our other bank we have I know wont be very good to go through cause we will be shutting it down next year when my husband comes back from deployment.
I want to get credit in case i have to open an account with a company.
I already had to pay a rediculios $200 up front deposit fee for electric, almost had to do the same for the phone as well.

Answer 1

Apply for an American Blue Express Credit Card: Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card.

Getting this card will also give you access to various other cards from American Express. American Express targets people of different styles and tastes. There is an appropriate American Express card for everybody in the family. The company also wants to target a niche market for credit cards, especially women and the youth. With this aim in mind, the American Blue Express was created.

Answer 2

Try a Discover card from Sears. You can earn points toward cash with that. Check into what the Annual Percentage Rate is, and get the lowest. Once you get the card, use it only for emergencies, real emergencies. Do not respond to the adds, that you get in the mail, the low APR, is only good for a few months, and then it can triple. Used wisely a credit card is a good thing.

Answer 3

When I was married and didn't work, I went to the courthouse and register a name for an es ate sale business. I think it cost me $5. After that I got many offers for credit cards and I did alp ply for a couple. That ended up being a very good thing because I got divorced and I had credit in my own name. It doesn't matter if you are planning on closing your bank account, apply for one with the bank you are using now. They will not cancel it if you close your bank account.

Answer 4

Try bankrate.com to check on ones that meet your needs. Why would you need to pay utility deposits? It sounds like you may not have built up a credit history. You get the deposits back when you move.

You could keep a credit card from one issuer and bank at another one. That is done all the time.

Answer 5

Chase Free Cash Rewards(SM) Visa® Card:

* Intro 0% Fixed APR for up to 12 months on all purchases and balance transfers
* No Annual Fee
* 1,000 Bonus pts after first purchase
* Earn 1 point for every dollar in purchases
* $25 check or a $25 gift card/certificate from participating merchants for every 2,500 points earned
Apply online at: http://www.credit-card-gallery.com/Cashback.html

Answer 6

I highly suggest starting a bank relationship with a credit union. They are good as far as banking, and not giving a bunch of stupid fees... Also, they are great for lending. Good rates, and lenient for members.

Answer 7

I recommend Chase http://www.ccvault.com/credit_cards/chase.php

Answer 8

Hi darls, this is a great site to compare leading credit cards.

Hope it helps!

http://www.infochoice.com.au/aspx/