English Deutsch Français Italiano Español Português 繁體中文 Bahasa Indonesia Tiếng Việt ภาษาไทย
All categories

i want to check out my credit rating but most sites i go to are asking for card details to get a free trial i dont want to do this! any suggestions?

2007-06-18 06:42:03 · 7 answers · asked by HALEY H 1 in Business & Finance Credit

7 answers

I believe that eloan.com is the only site which will give your credit score free without obligation. GOOD LUCK

2007-06-21 16:25:35 · answer #1 · answered by Phineas J. Whoopee 5 · 0 0

Okay....uh, no one answered your question.
There are no sites that will give you your scores for free. It's sad, but true. If you want your scores, you do have to pay for them. Instead of buying some huge package where you get your score + daily monitoring and all that BS, just pull your report from each bureau and request your score.
Equifax will charge $10.00 for your report and score.
Experian will charge $15.00 for your report and score.
TransUnion will charge $7.95 for your report and score. It also depends on the state in which you reside.

Now, all the sites have these all-inclusive packages where you get your scores from all thre bureaus. I don't know about that....I was reading the "fine" print on the Experian website and the three in one report said that the package included the score and other information based on data from other bureaus. Sounds to me like the only complete report you get is from Experian and then you get snippets and scores from the other two.
I hope that helps!

2007-06-18 15:19:17 · answer #2 · answered by YSIC 7 · 0 1

www.annualcreditreport.com

One free report a year from every one of the 3 agencies. No need to get any additional services. No strings attached. There is a law that requires credit agencies to provide you (on request) one credit report a year at no charge.

2007-06-18 13:51:20 · answer #3 · answered by mm 1 · 0 0

just apply for a credit card / auto loan online / geico insurance. if you get turned down for any of those they will send you a rejection letter in the mail. the letter will have the name of the credit bureau that they got the credit information from and you can write them with a copy of the turn down letter and they are obligated to mail you a free copy of your credit report in the mail.

if you need info. faster than this, i would suggest going into your bank where you have a relationship and ask to speak to a personal banker . they should be able to access your credit report and give you a copy. never hurts to meet the banker / keep in touch with them. ask them for credit advice , how you imporove credit / perfect it and develop a relationship with them. say a quick hello once in awhile to them or drop off a box of candies once a year at the holiday. establishing a good relationship with a bank for loans / helping you invest your money / get you the most return is a good thing to have. worth investing a little time and money in. good luck.

2007-06-18 13:49:35 · answer #4 · answered by Mildred S 6 · 0 2

checkmyfile.com does one for free but it is not as detailed as the others

2007-06-18 13:51:38 · answer #5 · answered by brien123 4 · 0 0

I dun think there will ever be a free web :(

2007-06-18 13:45:26 · answer #6 · answered by goalzzzzzzzzzzzzzzzzzzzzzzzzzzzz 2 · 0 1

www.annualcreditreport.com

2007-06-18 13:56:28 · answer #7 · answered by shorty21 5 · 0 0

fedest.com, questions and answers