I am a non citizen with a good credit history but without a cosigner. most of the loans available for non citizens require a cosigner. I have a full time job with a very large multinational US corporation.
please help
2007-06-16 06:22:10 · 5 answers · asked by so1oonnet 1 in Education & Reference ➔ Financial Aid
Sorry, bud. Most companies require it because you are a flight risk so to speak. If you leave the country and do not pay back your student loan, what does it matter to you? This way, they have someone to go after if you do not repay.
Almost all loan providers have this. Is there a reason you do not want ta co-signer? If you plan to repay, what's the difference? If it is pride, then the person co-signing will have to be someone you trust and then just let them know because you aren't a US citizen you need them.
You might check if your company provides pay advances for this service so you don't have to take out the loan.
I found a few loan providers online, you'll want to verify their repayment terms and that they aren't predatory lenders!
http://www.internationalstudentloan.com/
http://www.iefc.com/
Good luck!
2007-06-23 11:44:14 · answer #1 · answered by Amanda M 3 · 0⤊ 0⤋
For a stafford loan you do no longer choose a cosigner. Perkins loans do no longer require one the two, besides the shown fact that those funds are constrained and your college won't have funds. when you get carry of you stafford, i might make an appointment with the Director of monetary help. clarify your project, they are in a position to provide you some Perkins funds. they frequently carry some lower back basically for such subject concerns. determination or inner maximum loans frequently require a cosigner in case you have no longer have been given any credit background. besides the shown fact that, your mom or dad does not might desire to be the cosigner. stable luck!!!
2016-10-09 08:16:05 · answer #2 · answered by ? 4 · 0⤊ 0⤋
As you can imagine, the lender's concern is that since you are a non-citizen, you could easily leave the country after graduating without paying back the loan, making it impossible for them to collect their money. You might want to check with two places; the international student office of the school where you are enrolled or plan to enroll, and the human resources office at your company, to see if they can do anything to help. Anyone who would give you a loan without a co-signer at this point, I'm afraid, is likely to charge exhorbitant interest rates.
2007-06-16 06:27:43 · answer #3 · answered by neniaf 7 · 1⤊ 0⤋
If you are working for a large multinational Corporation speak with some of your higher executives. alot of large corporations sponser their employees and help pay for their education especially if you are wanting to further your career with that company. Discuss wanting to advance in the company. Remember tell them how this education can help them.
2007-06-22 10:36:45 · answer #4 · answered by amazon691 2 · 0⤊ 0⤋
Oh ok... I got this for you...
better check on it... Im pretty sure you'll discover something
http://www.studentloansmadeez.com
2007-06-17 10:36:24 · answer #5 · answered by Anonymous · 0⤊ 2⤋