getting medical insurance through work.....??

Question

I will be starting a new job at a Pharmaceutical company and I was told that medical insurance will run about 40.00 every 2 weeks which is 80.00 per month,. Is that too expensive?? what would be a good range of what we should pay for medical, dental..etc???

also what is the most important thing to look at before choosing the right plan.. ie.. deductible,co-pay..??

Answer 1

That sounds about right to me.

Answer 2

That is not bad but you would have to look at their paperwork or booklet to see what it covers. If in doubt, ask someone else who works there who understands it.
My husband pays $50 a week and covers @20% for family in medical up to $1500 out of pocket, $15 for office calls to doctor, and he has some dental. So, if you are like that, it should be good,

Answer 3

I am a health insurance broker in Ohio. I would venture to guesse that the state you live in would have similar laws regarding company contribution. In Ohio, the company must pay at least 50% of the employees cost. In all liklihood - no brainer. If this is a family rate - great deal.

Answer 4

No, that is not too expensive.

Look for lower copays & deductible amounts... If you can pay more per pay period, and have smaller copays, that's usually best if you anticipate medical expenses.

Answer 5

It's dirt cheap. If you were buying it on your own, medical would cost about $250 a month, and dental another $30, and you wouldn't ahve any vision at all.

Answer 6

Grab it and run.
How would you like to pay $ 59.00 a week?
Or more?
l

Answer 7

That is freakin' AWESOME!!! If you had to pay full boat, you'd be looking at five times that!

Answer 8

THAT'S A GOOD DEAL GO FOR IT CONGRAT'S TO YOU!!!!!!!!!!!!!