just on move off. Nothing damage to her car and nobody injured. My car was damaged. But she got my insurance details. She gave her insurance company and her address.I dont know her car no. She said "even though there is damage to the car and the people, it doesnt matter. She is going to claim. What can I do? It is my mistake.What can I do ? please help me
2007-06-15 12:22:07 · 16 answers · asked by careerlink2u 1 in Cars & Transportation ➔ Insurance & Registration
quit admitting that its your fault. NEVER SAY YOU DID IT!!!!!
did I say that loud enough?
if she want to claim, make her fight for it. make her prove it.
Get a lawyer. but are you ready to spend 1000$ for one?
if not, play it slow and smooth. Do not admit guilt! it is your right
I don't know what a giveway is, but make sure you have a solid vocabulary when you go to court. First impressions are everything in court.
2007-06-15 12:25:28 · answer #1 · answered by Mercury 2010 7 · 0⤊ 2⤋
If you had an accident and you are at fault, your insurance company pays out to the other party. You can dispute the fact that there were damages, however if there is a good deal of damage to your car, there MUST be damage to the other party's car. Sometimes there is damage that can be seen and some that can't be seen with naked eye. Talk to the insurance co. adjuster and find out what kind of damage they are claiming. There isn't much that you can do. If you suspect that fraud is involved, that's a different question. That can and should be reported to the Insurance company that you are insured with. Talk to your agent, let them tell you what's happening.
Good Luck
2007-06-15 19:53:56 · answer #2 · answered by ricrossfireclub 4 · 0⤊ 0⤋
I assume you are in the UK.The other party had every right to ask for your insurance details.Accidental damage to vehicles involved in an accident is treated by both Insurance Companys on what is called a knock for knock basis.Usually meaning that both companys share the proportion of the costs involved.Even though you have admitted liability and you say no damage occured to the other vehicle the insurance companies will make their own judgement.I assume you have a Comprehensive policy in force,if so everything will be taken care of on your behalf.You will have to pay any excess damage payment which is clearly stated on your insurance policy.
2007-06-15 19:54:03 · answer #3 · answered by realdolby 5 · 0⤊ 0⤋
You need to report the matter to your own insurance company and provide them with the details of her insurance company. Describe exactly what happened and where it was and make sure that you confirm with your insurance company that there was no damage to her car, because she'll probably try and claim for anything and everything.
If you are fully comprehensively insured then you will be able to claim for the repairs to your vehicle as well as hers. If you are 3rd party insured then she can claim against you, but you can't claim for repairs to your car. Your premium will go up and you will have to pay so much towards the claim.
Don't panic, though. That's what insurance companies are for. Just let them get on with it, but be sure to fight if she starts claiming for things that simply didn't happen.
2007-06-15 19:28:47 · answer #4 · answered by Rachael H 5 · 0⤊ 0⤋
There's not a lot you can do, I assume you're insured and basically they handle the lot.
It is always good to take the legal extra out on car insurance because they hate paying for injury etc and fight till the end for you. You will not even really know this is going on.
Dont worry, this is life and you will be ok - just your insurance premium may be much more expensive next year.
2007-06-15 19:28:19 · answer #5 · answered by Ylang-Ylang 6 · 0⤊ 0⤋
Wow. horrible answers here (not to mention.. horrible people with no conscious)
Heres the deal... i dont know why people think that people go and damage there car more after an accident.... please tell me.. how would that give them a financial gain? They would have more damage.. therefore they would have to get that fixed with the increase value. Do people not think of the logic of that? HELLO people dont want to damage there car more to just have to fix it.
Its fine... you were at fault . If she wants to report it to your insurance.. thats her right. Perhaps she will notice a small scratch or something later and it is here right to fix it.
all you need to do is call your company and tell them what happened.. they will handle it from there. That guy who said to get a lawyer is ridiculous.. you dont need that. and that girl who said pay out of pocket.. well... shes uneducated at the drama and pain that is.
Just call your insurance.. thats what they are there for.
2007-06-15 19:46:52 · answer #6 · answered by la428282 6 · 0⤊ 0⤋
First of all, as others have said, NEVER admit it was your fault, nor apologise as that can be taken as an admission.
Secondly, tell your insurers & let them deal with it.
Thirdly, as your car was damaged it's unlikely that hers escaped completely; there can be (and often is) damage that's not immediately visible. if she claims against your insurance, her car will be inspected before they allow it and they're very good at spotting prior damage.
2007-06-16 08:29:35 · answer #7 · answered by champer 7 · 0⤊ 0⤋
Well, you're right, she was on the main road, you were entering through the access road, so you were at fault and should have yielded to any cars on the main road. Give the information you have to your insurance company and if she contacts you, refer her to your insurance company. They will figure it out and decide who owes who what.
2007-06-15 19:33:23 · answer #8 · answered by oklatom 7 · 1⤊ 0⤋
let her try , but if there is no damage to her car she sounds like she is going for a claim..get intouch with a solicitior if she contacts you, but dont admit it was all your fault, she may pursue it she may not especially if there was damage to your car and not her ..ask for some advice even try citizens advice in the morning
2007-06-15 19:35:16 · answer #9 · answered by Anonymous · 0⤊ 0⤋
I hope you didn't admit to her it was your fault - never admit anything. Just ring up your insurance, tell them, they send out a claim form, fill out the facts. Then let the insurance sort it out.
2007-06-15 23:46:22 · answer #10 · answered by WelshLad 7 · 0⤊ 0⤋
Mercury is right! Never admit that you did it. She could go & hit her car with a sledge hammer now & get a bigger claim in than she should.
If there were no witnesses it could only be her word against yours which means nothing in court. But you gave her your insurance details. Well we all learn by our mistakes.
At least you were honest.........let's see if she is??
Sit tight & hope you don't hear anything.
Good luck.
Vonny XX
2007-06-15 19:34:11 · answer #11 · answered by vonny 3 · 0⤊ 2⤋