2007-06-14 00:07:26 · 12 answers · asked by Slyone 1 in Business & Finance ➔ Credit
I paid it off within about 20 minutes of getting the charge, but still.
2007-06-14 00:14:47 · update #1
Only if you do it constantly and don't pay it off. In your case, I doubt the credit report companies even had a clue.
2007-06-14 05:30:22 · answer #1 · answered by zippythejessi 7 · 0⤊ 0⤋
Ask your bank if they report your overdraw to the credit people. If a check bounced that may cause a problem? You can get your credit report once a year free.
2007-06-14 07:13:29 · answer #2 · answered by Easygo 2 · 0⤊ 0⤋
no. the bank is not going to report that .credit reports do not have anything to do with a bank service that you were charged for. you paid the fee,thats the end of it.
2007-06-14 07:17:23 · answer #3 · answered by attic rat 1 · 1⤊ 0⤋
if you let it lapse for to long they will report it on your credit!! the other drag is that they will also flag you from opening any other accounts at any other banks!! my suggestion... pay it off!!!
2007-06-14 07:11:05 · answer #4 · answered by Anonymous · 1⤊ 0⤋
I believe so. Read the following:
http://www.badcredithomemortgageloans.com/bad-credit-loans-credit-info.htm#3
2007-06-14 07:18:28 · answer #5 · answered by HL 5 · 0⤊ 1⤋
no, banks like it, they get the fees, as long as you pay it within a timely manner, usually a week.
2007-06-14 08:23:30 · answer #6 · answered by Anonymous · 1⤊ 0⤋
This site I'm sending you will explain it all.
http://www.normalforce.com/bank-account/96697.htm
2007-06-14 07:24:35 · answer #7 · answered by ♥Tami♥ 5 · 0⤊ 0⤋
No. it might if you abandon the account, but then you'll be on a black list called "check systems". if you pay it, it won't ever be there.
2007-06-14 07:15:52 · answer #8 · answered by 1000 Man Embassy 5 · 0⤊ 0⤋
Done it before, and no, it will not effect your credit.
2007-06-14 07:56:10 · answer #9 · answered by pike 2 · 1⤊ 0⤋
No it shouldn't, if left unpaid then yes.
2007-06-14 08:27:50 · answer #10 · answered by Lynnae_1969 5 · 1⤊ 0⤋