We discovered that we need extensive pipe replacement in our upstairs bathroom....we bought our older home a year ago and found that the pipes are actually leaking water into the wall, down to the ceiling and wall in the first floor, and through to the wall and floor of our basement to the foundation. Estimates on replacement/repair are around 2500 dollars, not including the cost of drywall to replace the ceiling and wall areas that will need to be removed.
Does homeowners insurance cover any portion of this? If they do how does it work....do you just call or write them and submit a claim?
2007-06-13 13:06:01 · 4 answers · asked by kath_08012 3 in Home & Garden ➔ Maintenance & Repairs
Call your insurance carrier for that answer, since he is the only one who can answer that question.
2007-06-13 13:10:18 · answer #1 · answered by awake 4 · 0⤊ 1⤋
I would call them about it. I believe that they will cover the damage, but I don't think they will cover the plumbing problem, unless it was a storm or something that caused it. But call and check with them, and pull out your policy to find out what your deductible is. But the insurance company will definitely make their own estimates too....I know, we just had to file a claim for wind damage to our roof shingles.
But I would definitely call, not write, to get the ball rolling as quickly as possible.
2007-06-13 20:16:18 · answer #2 · answered by Buddy 3 · 1⤊ 1⤋
When you purchased your home, did it come with a home warranty? Contact the insurance company or the warranty company
2007-06-13 20:15:52 · answer #3 · answered by OrakTheBold 7 · 0⤊ 1⤋
Yes, you need to CALL them ASAP and make sure you turn your water off to stop any futher damage.
2007-06-13 20:19:36 · answer #4 · answered by Bill O 5 · 1⤊ 0⤋