as i have just been charged 35p (not a great deal i know) just cos i had to use my chip and pin card.
btw the items i bought came to £14.65 if there is a low limit
2007-06-13 06:50:08 · 12 answers · asked by bigsexydug 4 in Politics & Government ➔ Law & Ethics
only on credit cards are the shop will get charged for it, but there should be a sign up saying that, if they haven't they can get in big trouble, contact trading standards they will help you, all the best
2007-06-13 12:29:52 · answer #1 · answered by Anonymous · 0⤊ 0⤋
the store does not have2pay a processing fee they pay an initial charge to have the machine on their property and from each transaction the receivev like 2% return. no much really im guessing thats why they charged u just bcoz their a busniess looking2make money and this is making money when they know people will pay a small charge to pay by card. think about it from a business point of view...you runa business out of 250 customers 200 use a chip n pin machine 2 pay u..u charge 35p eahc (not much in each individuals eyes) but at the end of the day or week the money adds up for them..minimum chrage to use your card is £5...
they cant charge u..end off
2007-06-13 23:34:06 · answer #2 · answered by Anonymous · 0⤊ 0⤋
The problem is that if it was a small, local shop providing the chip and pin service is actually costing them money. They have to get "merchant status" from the chip and pin provider and pay for the equipment and dedicated phone line, whether the service is used or not. They also have to wait extra time for the funds to clear into their business bank account. If there's a notice displayed prominently in the shop to make you aware of the charge then I wouldn't see a problem, but if not then to me, it's a "stealth charge" and at the very least immoral. Normally, you only get charged if your purchases are below say £5.
2007-06-13 07:04:08 · answer #3 · answered by Wildman 4 · 0⤊ 0⤋
I have never heard of a shop charging to you use chip and pin, sounds a bit suspect to me.
I would check with your bank or Trading standards.
2007-06-13 06:54:45 · answer #4 · answered by richard_beckham2001 7 · 1⤊ 0⤋
If a chip and pin card is a credit card, than the answer is yes. The store has to pay a processing fee that they can pass of to you.
2007-06-13 06:53:33 · answer #5 · answered by me 3 · 0⤊ 1⤋
yes as long as its either posted on a notice or they tell you before putting it through. most places charge 2.5% for card sales but discount the transaction by 2.5% so you end up paying the same price, but shops are entitled to do this to cover bank costs associated with credit card transactions
2007-06-13 10:20:07 · answer #6 · answered by vdv_desantnik 6 · 0⤊ 0⤋
It depends how free of a market you are in. was it worth what you paid for it. If not, why did you buy it, if so, why are you complaining?
Do you honestly want a government that micromanages your life to the point that they set prices and regulations on payment methods.
If you do not want to pay the fee, do not buy the object.
Or use another form of payment. Quit looking for Big Brother to take care of you.
2007-06-13 06:57:36 · answer #7 · answered by jdm6235 3 · 0⤊ 0⤋
Of course they can. But most shopkeepers are smart enough to hide that cost in the price of their goods, rather than let the consumer see that they are charging extra.
2007-06-13 06:58:55 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Yes because they have to pay a fee and are simply passing it on as in BarclaycarsI for instance. You are at liberty to refuse to agree, it is then up to the shopkeeper to decide if he wants your business
2007-06-13 07:29:47 · answer #9 · answered by Scouse 7 · 0⤊ 0⤋
Yes, they can do it legally, but they will be breaking their contract with Visa/Mastercard, who require that NO extra charges be made for using a card. The law won't do anything about it, but you can report them to the card issuer.
2007-06-13 06:56:40 · answer #10 · answered by Anonymous · 2⤊ 0⤋