2007-06-13 06:20:13 · 6 answers · asked by gchampa1 1 in Cars & Transportation ➔ Other - Cars & Transportation
Call your credit card company. They often have FREE additional coverage in case of accident. It is a way for them to entice you to use their cars. In which case you do NOT need extra insurance.
No matter what you will probably have some deductible amount (I think $500) you'll have to pay. This is no matter what (CC company or rental company). Or else people would be driving recklessly.
2007-06-13 06:29:54 · answer #1 · answered by Lover not a Fighter 7 · 0⤊ 0⤋
If you have your own car insurance, it will likely cover your rental as if you were driving your own car. Just call your insurance company to confirm this. In most cases, your rental car falls under the same coverage as your personal car (deductibles, limits, etc.).
If you don't have car insurance, you should probably go ahead and get the insurance from the rental company. Expect the insurance to cost at least $30.00 extra per day. My advice is to drive very carefully and conservatively.
Unfortunately, if you have an incident in the car, be prepared for a battle. I have friends who worked in auto claims for a major car rental company and they told me these companies will find every excuse possible to make you pay for the damage. Their insurance contracts are written to limit their exposure, making you personally liable for the cost of damages, towing, time the car is out of service, etc. My dad was hit in a rental car by a valet parking attendant who ran a stop sign. Even though my dad was not at fault and had the rental company's insurance, he still ended up losing over $1,000.
2007-06-13 14:03:40 · answer #2 · answered by trish 2 · 0⤊ 0⤋
YES YES YES.
Take it from me.
I once rented a new Ford,( 12 miles on it) from a Ford dealer who also did rentals.
I scraped a fender on a guard rail. clearly my fault.
When I turned the car in, the clerk took my statement, wrote up the report and I had to sign it.
I never heard another word nor had to pay a cent.
2007-06-13 13:27:36 · answer #3 · answered by TedEx 7 · 1⤊ 0⤋
Only if you don't have your own insurance. Most of the time your personal auto insurance transfers to rental cars. Check with you agent to be sure.
2007-06-13 13:36:51 · answer #4 · answered by New Dog Owner 4 · 0⤊ 0⤋
If renting for a short period of time, yes. Weigh the cost per day vs how long you are going to rent, vs your deductible.
2007-06-13 13:33:57 · answer #5 · answered by Devin's mom 4 · 0⤊ 0⤋
Yes.............unless you have other insurance to cover it.............even if someone wrecks into you ......you are liable..............and car rental places are ruthless
2007-06-13 13:30:50 · answer #6 · answered by tommyeureka 2 · 0⤊ 0⤋