Knowing that fertility treatments cost $$$, and few insurers cover those. Suprised that if it is the insurance companies that they arent the ones putting a cap on this - sooner or later. The NICU cost must be huge! Figure it would also be them who also end up putting the cap on elective c-sections.
Not saying my opinion either way, just wondering how it works.
(Havent even seen Sicko yet)
2007-06-12 08:36:39 · 3 answers · asked by lillilou 7 in Pregnancy & Parenting ➔ Other - Pregnancy & Parenting
Good point - but I spose they could put a cap on the number getting implanted - if they cover that to begin with.
2007-06-12 08:49:38 · update #1
I am sure that the insurance companies do. I had twins and it paid for them to be in NICU. How can they put a cap on how many children you can have at once? If they did that, they would have to put a cap on how many babies you can have all together and people that have preeclampsia that have their babies early.
2007-06-12 08:43:00 · answer #1 · answered by BeThAnY 4 · 0⤊ 0⤋
WHile not all insurance pays for fertility treatments, once there is a pregnancy, regardless of the size or risk associated with it, they must cover it just as they would any pregnancy resulting from more "traditional" methods. Now, some companies do have a cap on how much they will pay per child or per pregnancy, so having multiples (especially prematurely) can push that envelope and often leave families carrying some share of the cost.
Most insurance companies will not pay for elective c-sections (and most Dr. won't due them electively) but there are multiple medical reasons that can be a cause for c-sections so it is not hard to have that cost covered.
2007-06-12 08:53:46 · answer #2 · answered by Annie 6 · 0⤊ 0⤋
I thought about that today because there were sextuplets born in our area - but I'm not sure how much insurance pays.
2007-06-12 08:39:53 · answer #3 · answered by Anonymous · 0⤊ 0⤋