Close one of my visas and apply for a premium card or should I just keep my visas open and apply for an additional card? I don't want to have too many credit cards. I don't want my credit report to look bad. What are some good cards to apply for? I have excellent credit.
2007-06-12 07:53:33 · 3 answers · asked by Curious 1 in Business & Finance ➔ Credit
I want a card with rewards, or cash back or something.
2007-06-12 08:01:35 · update #1
If you have excellent credit, you can apply for any credit card you like. In particular, start here if you're looking for a rewards card:
http://www.asapcreditcard.com/reward-cards.html
Instead of closing one of your old credit cards, just transfer the balance to your new credit card. This way, you can save money on interest-- but you'll keep your old credit line open (which is good for your credit score). Three credit cards definitely won't be too many...
Hope this helps. GOOD LUCK!
2007-06-12 10:07:16 · answer #1 · answered by Anonymous · 0⤊ 1⤋
If you have excellent credit, the credit cards you currently have should be offering you upgrades to gold or platinum cards. You keep your old cc numbers, just a different card from the same company.
Why do you want a better credit card? Status?
2007-06-12 14:57:07 · answer #2 · answered by I Like Stories 7 · 0⤊ 0⤋
Black American credit card is best if you have excellent credit.
This credit card is so exclusive that it is offered to select celebrities super rich by invitation only.
The Black American credit card is the ultimate level of credit card status surpassing the platinum level by a huge huge margin.
There is no pre-set spending limit on the Black American credit card.
It is the most expensive credit card in this world with an annual fee of $2500.
Though the offer is by invitation only, it is not free to enroll, actually one has to shell out a sum of $5000 just for enrolment with the Centurion credit card.
To qualify for the Black American credit card a person must have excellent credit history and has to spend a minimum of $250,000 within 12 consecutive months.
The benefits of Black American credit card are also stellar,personal shoppers at high end boutiques, free night stays at leading hotels worldwide, personal concierge with your account and complimentary upgrades on variety of transatlantic flights are just a tip of the iceberg of benefits. Read more from: http://www.credit-card-gallery.com/article/332,The_legendary_Black_American_credit_card_demystified
2007-06-13 04:58:33 · answer #3 · answered by grierGRIER h 3 · 0⤊ 0⤋