My boyfriend and I have lived together for 2 years, he is 30 and I am 24. He is the one I want to marry, except he is incredibly irresponsible whn it comes to money. He has terrible credit, has lots of debt and spends friviously. I on the other hand have no debt, emergency savings and already started saving for retirement. When I try to talk to him or help him with his situation he gets very upset and refuses to talk about it anymore. Should I be worried to marry someone who may put me at risk for financial instability later in life? Or can I be a good influence and help him mature a little?
2007-06-11 12:11:51 · 5 answers · asked by Snarf 3 in Family & Relationships ➔ Singles & Dating
Sorry to say but there is nothing you can do to help it.
He just is this way with money and it will cause both of you much heartache in the future. You can't change him, and it is foolish for you to think you can. The fact that he is irresponsible with money, doesn't make him immature as those are two differed things.
He will not change over time and in fact may get worse. Money issues are the #1 reason behind divorce in America. You seriously need to consider this before you marry him. Can you live with him being this way? If not, then don't marry him.
Just because you love someone, doesn't make that person right for you.
2007-06-11 12:22:28 · answer #1 · answered by Just a friend. 6 · 2⤊ 0⤋
You should be worried because once you marry him then you both will share credit. I don't know exactly how that works but I know that his credit will reflect on you. Talk to him about budgeting and how important it is that you both work together towards financial success. I hope he changes and turns out more responsible because if he doesn't there is a strong chance he might have no choice but to file bankruptcy and trust me that is no fun. You seem like you are responsible. Hope you make the right choice. You must love him if you are still with him after knowing the fact that he is in debt and not financialy responisble. Just remember that the #1 reason couples don't make it is because of financial issues. Wish you the best. Good luck.
2007-06-11 19:20:29 · answer #2 · answered by voiceofanangell 3 · 1⤊ 0⤋
You can be of great help. This was EXACTLY what I went through. I would buy 80k cars 1.2 mil house on a low 6 figure income. I at the end of the month with all my toys...$300 to my name, maybe less sometimes. I then after always fighting with her let her have her way.
Sold my house (which was too big anyway) built one for half the price. Got rid of my Range Rover, Mercedes and Speedboat. Settled for an Armada and then reduced my boat to a basic Cruiser to fit more people.
I now have 1000's going into savings, 1700 left over after that to go do fun stuff with at the end of the month. All in all, I'm very happy of how she made me be.
I'm 31 and she's 24. Go figure. Men are just like that but thank god she came into my life.
I guess to answer your question. You are a very good influence on him.
2007-06-11 19:21:30 · answer #3 · answered by CoorsHeavy™ 4 · 1⤊ 0⤋
LoL, are you crazy?
Do not marry someone who is irresponsible with money. They're bound to be irresponsible for life if they are by 30, and bound to be irresponsible in other areas, too.
2007-06-11 19:16:41 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Get out before it's to late!!!!!!!!!
2007-06-11 19:23:39 · answer #5 · answered by Dee Cakes 2 · 0⤊ 0⤋