How much will my insurance raise after DUI and totaled vehicle?

Question

I totaled my 2005 Jeep Wrangler Unlimited Friday night and got a DUI. I have been with Nationwide for a number of years, and had a pretty exemplerary driving record. I was paying about 100 dollars a month full coverage as a 26 year old male on my Jeep. Does anyone have an educated guess at what my insurance rates will do now? I'm trying to decide, when I get my license back and buy a new car, if I should be looking at a sports car with full coverage, or if insurance prices alone are going to make me want to get something cheap with liability coverage. By the way, I live in West Virginia.

Answer 1

You will want to get a sensible car with liability only until it drops off. One of my insureds has a 1984 nissan 350z and he is paying about 600.00/ month (cali) and he just has 3 tickets on his record. In most states, a DUI counts as 4 tickets and then a suspended license can be another 4 and an accident can be 2. Some insurance companies will charge you for the DUI and not the accident, others will charge you for both.
Also, at 26, you are usually eligible for a good driver discount. That will go away too.

Answer 2

I suggest that you visit this internet site where you can get rates from the best companies: http://COVERAGEFINDER.NET/index.html?src=2YAURg36PTmFqu

RE :How much will my insurance raise after DUI and totaled vehicle?
I totaled my 2005 Jeep Wrangler Unlimited Friday night and got a DUI. I have been with Nationwide for a number of years, and had a pretty exemplerary driving record. I was paying about 100 dollars a month full coverage as a 26 year old male on my Jeep. Does anyone have an educated guess at what my insurance rates will do now? I'm trying to decide, when I get my license back and buy a new car, if I should be looking at a sports car with full coverage, or if insurance prices alone are going to make me want to get something cheap with liability coverage. By the way, I live in West Virginia.
Follow 11 answers

Answer 3

The totaling of the vehicle is not the problem the DUI is. you will probably move into the high risk area, and would guess i is going to be at least three times what you are paying now

Answer 4

I hate to say it look for something cheap . In Ca. DUI now stays on for 10 years and you will pay top dollar for the next 7-10 years.

Answer 5

i'm uncertain precisely of the regulations in Cali yet in the state of Ohio if your brother replaced into not listed on your mom and father insurance insurance the insurance won't cover any of the scientific expenses that your brother has sustained. if your mom and father had finished insurance on their motor vehicle they'd according to hazard cover the wear to their motor vehicle. Your brother will maximum probable serve some penitentiary time! i'm hoping that he's genuinely and that all people works out nicely for you and your loved ones incredibly your brother! sturdy success!!

Answer 6

your looking at a driving record of 0 and a surcharge of up to 100% or your liability and collision premium. You will be paying big buck for a while after you get your license back. This will follow you for at least the next 6 years

Answer 7

That was a pretty good rate you had for a man your age. You can expect the rates to increase, however, I don't think it will be so out of touch that you must drive something cheap.

Answer 8

only your agent can anwser that question. Good chance your insurance will drop you if not its gonna cost a whole lot more.

Answer 9

you'll be lucky to HAVE insurance
People get dropped by their ins company all the time, for less than that.

Answer 10

I propose you to do that web paage and examine quotationns coming from diverse businesses in your town totally freee. https://tr.im/C1pSN