My freind crashed my bike which had no insurance (police involved, he was taken to hospital)?

Question

i let my friend have a go on my motorbike, i have no insurance on it!!! he ended up crashing into a wall and went to hospital and now the police are involved as it is my bike and i should not have let him on it, does any 1 know what sort of trouble i will get in 2?

he may have been drunk 2!!!

Answer 1

Not a attorney, but you should check with one is what I suggest. Bodily damage and most likely property damages could be a problem real soon.

Answer 2

First of all, is the bike on or off road? On road, you should have had insurance. Your friend was a "permissive use" operator of the bike, and you indicate that he may have been drunk. If you knew this when you let him get on the bike, you will be held accountable, it's called contributory negligence.

Your friend, unlike what another person said, is NOT responsible for insurance. The owner of the vehicle in any situation is responsible for insurance. I am an attorney, and while these laws may vary from State to State, in my opinion, you're on the hook as far as operating, or allowing a friend to operate an uninsured vehicle, and for allowing your friend to drive a bike while UI. Good luck. If he files a suit, get a lawyer. Hopefully he was wearing a helmet and was not hurt too badly. Insure the bike and don't loan it out again.

Answer 3

Yep, you are responsible for insurance on the bike. Should not have been on the road without it. If you knew he was drinking and gave permission to ride it, you may be accountable for that also. Hope they don't get you for the medical bills too. If I was you I would ask an attorney in your area. Most will do a phone consult for free. Just ask a question and they will tell ya what may happen. Learn from this. Always have insurance on what ever vehicle you drive. Good Luck.

Answer 4

This could go one of two ways, As it's your bike the police will interview you and give you two options. 1. You will be charged with 'Permit no insurance' and aid and abetting drink driving. It is your responsibility to ensure anyone riding your bike is insured to do so and that they are capable of doing so. Or 2. you will be given the opportunity to report the bike taken without consent which, if your friend pleads not guilty, will involve you giving evidence against him in court. It's up to you and how good a friend he is, whether you want to take the rap with him or drop him in it.

Answer 5

Don't worry! I was in the same exact situation! The only difference is that I was selling my Yamaha 1100 and the prick that took it for a test drive never brought it back. That night he hit some gravel on a curve and destroyed my bike and buggered up himself pretty good. He escaped from the hospital a bit later. My only job was to pay $40 to get it out of the impound yard. I never heard another thing from the police. The friend made the decision to use your bike not you. All you need to say is you thought he was competent and that you thought "he" had insurance. That's it! Don't sweat it dude, you're not in any trouble, well, except for having a messed up bike.

Answer 6

you will get into complication for having a motorized motor vehicle devoid of insurance. As on your chum, it became he who became doing the operation. === that is if the police desires to enable all of it pass. now and returned the police might sense that obtaining your bike trashed is punishment sufficient. The worst of all is that your chum unquestionably SUE you. i've got seen situations the place someone became doing yet somebody else a prefer. Then in an accident the passenger (who became getting a prefer) sued the driving force. howdy it is united statesa.. === the subsequent poster is incorrect. The insurance insures the motor vehicle no longer the owner. in case you had insurance, it would hide the accident no count number what. there became a time whilst insurance company has maximum of clauses (person, time, situation) that when an accident they discover approaches to no longer pay. So States exceeded regulations making basic insurance into what we call "NO FAULT" coverage. this potential that the insurance company can't discover fault to wiggle their way out of paying (no count number who doing the driving).

Answer 7

you don't wear a helmet, do you.
First of all, you should have had insurance on the bike. Second, never let friends drive drunk.
Not only will you have to pay for the damage to the wall & or bike, but you are responsible for his injuries as well.

Answer 8

You are guilty of aiding and abetting in a criminal offence. Driving/riding without insurance.
You have said you agreed for him to ride the bike. Get some good legal representation,

Answer 9

hunnybunn is wrong, do not listen to her. First YOU should NEVER operate a motor vehicle upon streets/hiways without ins. I got hit by a fellow who did not have ins(he was drunk, AND speeding too),totaled my truck, put ME in hospital, I lost my job, my other vehicle, and almost got divorced over someone elses STUPIDITY! Yeah, I took him to court, got a judgement against him, But everythimg is in his wifes (ex supposedly) name, so here I am, screwed royally by some lowlife who does not care who he injures, as long as he gets to live life on HIS terms. He just laughed when I contacted him about making this situation right. Get some insurance, Dude!

Answer 10

As fair as I understand, you needed to have insurance for your bike as well he needed to have insurance of his own to use someone elses. It's his fault he drove drunk. But get a lawyer to tell you what your options are.

Answer 11

It is up to him to have insurance to ride your bike not your responsibility. Just like if you were to take out a friends car, you would need to make sure that you have insurance that allows you to drive any car.

He will be charged with riding with no insurance. Yes the bike is yours and you should have made sure he had insurance but he could have lied to you and thats not your jpob!