I gave my boyfriend use one of my credit cards to use if he runs out of money...?

Question

and a few months ago, I found out that he had racked up thousands of dollars in charges on the card. I was furious, and we had a serious discussion about it, and I thought the issue was resolved. I just happened to check the statement out online tonight, and he did the same thing again! I know the obvious answer is to take the card away from him, which is an easy thing to do, but my issue is more a betrayal of trust rather than just the money. Advice??

Answer 1

well first of all.. take the credit card away anyway.. then discuss everything about how he betrayed u.. and make him pay u all that money back

Answer 2

Hey. Is anyone home? You never, never, NEVER share a credit card with someone you are not legally bound to. Furthermore, you never, never, NEVER let it happen again. You did both, and now you think the issue is emotional? Honey, TAKE THE CARD. Next, call the credit card company and have him removed. You can do that if you are the primary person who opened it and added him not jointly, but as a person who may use the card. No, don't wait until your next statement. If he used the card, I guarantee he has the numbers and will continue. If he runs out of money, that's consequence of him spending it. Why should he spend your's too? And Dear, you are missing the real "obvious" answer. HE IS USING YOU and at anytime can stop using you and leave you with a destroyed credit. You might want to think really, really hard and I bet you will notice he is using you in other ways too.

Answer 3

You must save your credit!!!!
Write up an i.o.u and both of you sign it in front of a notary. Hell, see an attorney separately for proper representation.
Put that in a safe deposit box at your bank where he doesn't have access.
Get your debt paid back by him. If he doesn't have cash up front to pay it in full- take installment but you pay your c.c on time.
If he can't get a c.c. on his own for emergencies- the problem is larger than a betrayal of trust.
He can't or won't manage his money properly. That is not your problem. You are responsible for you and you alone.

You can no longer wipe debt away-it must be paid back. If you want an apartmnt/home/car/job, credit checks are more common than you think and you could be paying ridiculous rates or be denied a job.

Take back the card, get a legal promise to repay the debt he charged and never do this again. If he must have a c.c-get a card you load with cash and use as credit.

Answer 4

Well, two things ...

1) Are you good looking? Be honest.
==a) if you are, then he's an absolute idiot - dump him on the spot and get yourself a new credit card ...
==b) if you are more average, know that no decent guy would treat a girl that he cares about this way - don't fool yourself just because you have a boyfriend. Its better to be alone than with a soulless, using and abusing mate. Dump him.

2) If you must stay with him, cancel the card, get your CC company to issue a new one with a separate number, and have them put a spending limit on that card. You can arrange it so that they will call you whenever the card is used. If its a real emergency ... then you'll know.

.

Answer 5

First of all, never ever give a credit to someone, secondly how is he using a credit card with your name on it, his name has to be on the card to use it, unless he is doing this online,
2ndly come on now, he did it once, and it will be all yours to clean up if he doesnt pay it, take the card away, and be done.. obviously he doesnt respect you and is taking a free ride on your credit report, why doesnt he have his own credit cards, hmmm bad credit maybe.

Clearing bad credit in your name can take years, you will have high interest rates on car loans, home loans etc. if you can even get one, which means you will have to pay the bill for the things he bought.
and yes he is betraying you by running up bills, and tarnishing your credit, for that I would run like hell, if a man cant handle his own credit (which obviously if he cant get his own cards he cant), then how can he be responsible enough to be in a serious relationship.

How people handle their money shows how they handle responsibility, granted we all have run into snags in our lives, and have had money trouble, but if he is consistently doing this, I would really question his integrity.

Any man who would take advantage of something like this, is not someone I would think is very mature, and responsible.

You need to have a serious talk, and really think about whether or not this is what you really want

Answer 6

So you saw tonight online that he did it again..... Close the account, report card stolen if he does not return it NOW and if you are living together throw all his ------- out on the front lawn. Stop referring to him as "my boyfriend" because he is not one. Boyfriend/girlfriends do not steal from one another. A friend makes you feel good about yourself. If you (and it does happen to those in love/lust) cannot stop lusting over the jerk see a shrink. Or why not sign off your car to him and refinance your home to give him more money?
Seriously, since you do know he is a liar and a thief you had better make sure he wears a condom and both of you get HIV tested. Also, watch out for those genital warts. They are so tacky.

Answer 7

Listen! You made a mistake when you said (gave) (boyfriend) and (trust) in the same sentence. Because when his only your boyfriend you can't trust him enough to give him anything worth value. You didn't even give him your heart fully that's even on loan until marriage. Look when theirs no legal papers between you, you got to treat a man like every other joker on the street. Considered yourself played, because he's gonna consider it a gift as he spend it on everyone but you. Of course stop the card now but tell him your hard up for money and then see if he comes to your aide, if not cut your loses and kick him to the curb. By all means learn from your mistake.

Answer 8

Well!!! if it is the trust issue, and you don't trust him and he is not worth the trust then how about you just leave him. You don't want this kind a guy to fool you around, to tell you I won't do it next time, and then he go's and do it still........ you are talking about thousands of money, then hill where is he going with the money, but if you are talking about somewhere between 100 - 300 then I think their is no issue; more than that money then you guys need to talk..... good luck..

Answer 9

Betrayal of trust is the least of your worries. Interest rates and APR is what is going to kick your butt. Cancel the card and let him make his own way. Any man who runs out of money and has to use his girlfriend's money is a loser. Live within your means and expect the person you're with to do the same.

Answer 10

Cancel the credit card immediately!!!!!
He did betray you and will continue to do so because you are letting him. Thousands of dollars are now YOUR respondsibility and it's your credit that will suffer if these bills aren't paid on time.
I have a bad feeling that once you take that credit away, which you MUST DO IMMEDIATELY, he'll go away too. Sad thing but if he respected you, he wouldn't have done this. Obviously he doesn't. Respect yourself and lose the deadbeat. You've been his meal ticket long enough.

Answer 11

Never trust anyone with your money or credit. I guess you have learned that lesson a little too late. But hopefully in the future you won't be so easy to get over on. Is he paying the bill? Better get that card asap and cut it up. If he wants a card make him get his own in his name.