Mine needs surgery, and it's killing my bank account.
2007-06-07 09:18:22 · 9 answers · asked by Em E 4 in Pets ➔ Dogs
We got pet insurance for our puppy and are very glad we did. Allowed us to pursue medical attention our dog needed and we would not be able to afford. We considered just putting money aside, but already are looking at reimbursement of an amount that would exceed what we would have placed in savings... Be aware that pet insurance will often not cover a pre-existing condition, so if you already know you dog needs surgery than insurance might not help.
2007-06-07 09:45:32 · answer #1 · answered by mtbc79 1 · 1⤊ 0⤋
No, i weighed the costs and the benefits and decided that I should just put aside money for future bills rather than pay the insurance company. I think it may be a good deal for some folks but it was not for my situation. Make sure to read all the fine print as depending on the policy, some important items are not covered by some policies.
2007-06-07 16:23:14 · answer #2 · answered by SC 6 · 1⤊ 0⤋
First of all insurance is not a profit losing business. You will not pay them $50 and they cover a $2200 vet bill. There are two kinds of pet insurance. One that is a co-pay, they cover just about everything but you have a large co-pay. The other kind pays most of the bill but they don't cover a lot. For most people pet insurance is a waste of money. It works for some people that are on a fixed income and could not afford a large one time vet bill.
2007-06-07 16:31:51 · answer #3 · answered by DaveSFV 7 · 1⤊ 0⤋
Because there are so very many exclusions in the insurance policies, I decided it made more sense to put some money aside each money to be used in case of emergencies. That way it's there if I need it, and if I don't, I have my money and not an insurance company.
2007-06-07 16:31:34 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I would only buy insurance if it cost less than the price of the dog. Otherwise what's the point?
2007-06-07 16:37:46 · answer #5 · answered by Mario 3 · 0⤊ 0⤋
you can get some if u want but i really dont know if u can have dog insurance can u? but anyway u can if u wanted to because my dog gots insurance on him
2007-06-07 16:23:21 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I had insturance on my dogs from Petsmart. Youy pay a one time fee and a monthly fee but I saved a ton of money on all the shots and exams exc. for my two girls.
2007-06-07 16:29:50 · answer #7 · answered by Bogtrotter 3 · 0⤊ 0⤋
i think a dog should have insurance
2007-06-07 16:22:13 · answer #8 · answered by puppy lover 1 · 0⤊ 0⤋
It is wise for owners that have multiple pets... and for pure breeds... I am looking into after I move
2007-06-07 16:22:05 · answer #9 · answered by Anonymous · 0⤊ 0⤋