I got a divorce and my husband screwed me over and I need to get this crap off my credit. There's got to be a way to clear it up isn't there?
2007-06-06 17:08:24 · 7 answers · asked by misscaseyld04 2 in Business & Finance ➔ Credit
NO, not unless you file bankruptcy or if it was charged in error or if it was charged illegally. Other than that, you are responsible for these bills. You either pay it or not pay it & have bad credit.
2007-06-06 17:17:18 · answer #1 · answered by sugarBear 6 · 1⤊ 0⤋
Your credit file is a history of your credit habits. When you were married, you apparently had joint accounts with your now ex-husband, and this activity will reflect in your history as well.
There is no way to remove such activity from your file. That is what the credit file is intended to provide.....a history of your financial responsibility to those who inquire about it.
2007-06-07 07:21:18 · answer #2 · answered by acermill 7 · 0⤊ 0⤋
If you owe it you need to pay it. If you are disputing it with all three credit bureaus, then you need to file a dispute with the credit bureaus, which are Experian, Trans Union and Equifax, and they will in turn send correspondence to the creditor you are disputing. The creditor has 30 days to respond to your dispute. If the creditor does not respond to your dispute, then the credit bureaus will remove it.
2007-06-07 02:36:15 · answer #3 · answered by Help U 1 · 0⤊ 0⤋
Like the first post said, you could file bankruptcy. However, note that bankruptcy does not relieve you of ALL debt. Some debts must still be repaid with what personal possessions you may have.
2007-06-07 01:04:35 · answer #4 · answered by amuzdot5 2 · 0⤊ 0⤋
Help U is right, but if the creditor verifies the entry at a later time, they can always put it back on your report.
2007-06-07 06:25:20 · answer #5 · answered by saywut 2 · 0⤊ 0⤋
only if its not yours...
2007-06-07 11:53:59 · answer #6 · answered by shorty21 5 · 0⤊ 0⤋
sugerdaddy.......
2007-06-07 00:55:01 · answer #7 · answered by John 2 · 0⤊ 0⤋