This is stuff from my early twenties for crying out loud! I successfully passed the written test for this position(scored a 90) passed the polygraph test, and after about 3 months of waiting, I was just told today that they lost allot of my information and would like me to start over because the lady that was handling my background investigation went on maternity leave and didnt leave any information on my case so far. So the new investigator told me he was not going to move forward at this point. I feel like suing because my credit report does not DEFINE what kind of worker I am and I have worked hard at rebuilding my credit.
2007-06-05 10:00:11 · 11 answers · asked by Anonymous in Business & Finance ➔ Careers & Employment ➔ Law & Legal
They can decided not to hire your becuase of your credit report. The more important question is if you authorized them to obtain a copy of your credit report. It is illegal to do so without permission.
2007-06-05 10:03:39 · answer #1 · answered by slappy6363 3 · 0⤊ 0⤋
How about because the company is considering hiring you? A credit report is a good indicator of what type of person you are. Do you pay your bills in a timely manner, or will you take an obligation and set it aside if you feel like it? They check your credit report these days when your automobile insurance is coming due, and a poor credit report will raise your rate. Yes, it's legal. No, your credit report is not private and protected. It's a matter of public record, and a handy tool for evaluating people in many situations. Landlords can and do look at it, along with any business looking to extend credit to you. Live with it.
2016-05-17 13:05:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Depending employer's can discriminate and not hire for many reasons. If the position has something to do with money for sure. This is a new thing running credit reports it will further tell the employer what type a person they are looking at if there stable or if they have done things on a whim in the past. However you have done lots to repair your credit why don't you try again and explain what happened when you were young and what you've done to make up for your younger days now its worth a shot... Sue and the next place ask's if your a party to a law suit and then you'll be explaining just that much more.
2007-06-05 10:10:12 · answer #3 · answered by Scott 6 · 0⤊ 0⤋
Yes, in most states an employer can pull a credit report and use it in the hiring decision process. At some point on your application was a clause allowing them to do that.
Your only likely chance of success in any cause of action is if the application did not say that. Sometimes it's presented in legal jargon that isn't easily understood by the lay person, but it's almost certainly there.
2007-06-05 10:06:10 · answer #4 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Often the credit reports release that you signed is more than a simple report on your credit standing, it includes your prior addresses and often employers, and any litigation.
If you are seeking a position that allows you access to assets or records of assets, these company will not hire you based on credit issues that have not been resolved.
You may want to consider clearing up as many of these credit issues as you possibly can. Be ware that negative information on the credit report can be reported up to 7 years.
If you have credit card issues, you maybe able to clear them up if it has been more than 3 years, by simply disupting the debt. Rarely do credit card companies keep records on closed accounts more than 3 years.
2007-06-05 10:13:18 · answer #5 · answered by oldcorps1947 6 · 0⤊ 0⤋
Well I think it depends on what type of job you are talking about, as far as careers are concerned. If it is a job handling and accounting for someone elses money or property, you can bet your sweet petooty they can deny you employment. If you make bad decisions with your own money, chances are you will make bad decisions with someone elses money...in their eyes of course. As far as the maternity leave, paper jumbling effort by the companies pathetic lady that handled your background investigation insufficiently, I would cease negotiations with such crapass people and talk to a lawyer. Sounds to me like they screwed up, they know it, but they just don't give a damn...so make it to where they won't do it to anyone else ever again!!!! Good luck.
2007-06-05 10:16:59 · answer #6 · answered by Anonymous · 1⤊ 0⤋
Yes and no..yes they can decline hiring you if your credit report indicates negative information in there opinion. Some financial institutions do require a credit report as part of the pre-screening process. Due to the industry of finance, it may be required for them to look into your credit report. Please make sure you give them permission to obtain a copy of your report first...it is illegal if they do this without your consent. Also, always check your credit report, there may be items on there that you arent aware of and can perhaps get taking off your report. Good Luck!
2007-06-05 10:19:49 · answer #7 · answered by T M 1 · 0⤊ 0⤋
Unfortunatly,we live in the Information Age where if a computer somewhere says that one plus one is five,guess what everybody else is going to beleive.
2007-06-05 10:09:26 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Your suit would be tossed out of court. It is perfectly legal, and very very common, to check credit history for employees.
While you are right, it does not define what kind of worker you are it DOES define what kind of person you are, how ethical you are.
2007-06-05 11:27:02 · answer #9 · answered by Landlord 7 · 2⤊ 0⤋
Unfortunately yes
but it sounds like the kind company for which you may not want to work.
2007-06-05 15:08:30 · answer #10 · answered by Anonymous · 1⤊ 0⤋