If you pay your cell phone bill 4 days late, does that go on your credit report?

Question

I wanted to know if the credit Bureau shows if someones cell phone bill was 4 day late? or does it have to be over 30 days and reported by the cell company? My bill was late 4 days ( i forgot and was out of town) and was curious if it would affect my credit. iv never been late more than a few days.

Answer 1

its a late...payment

Answer 2

Credit Bureaus (Transunion, Equifax and Experian) only report when something is 30 days late or more. In addition, they will only show late if the company (e.g. cell phone company) reports it to the credit bureau. This is an automated process for most cell phone companies. You would need to contact your cell phone company to see if they report you on the 30th day that you are late (it may be different depending on your cell phone company). As for 4 days late, you can be confident that you have nothing to worry about.

Answer 3

Cell phone companies do not report to the credit bureaus unless someone defaults on their contract and it is sent to collections.

So the answer to your question is no it will not show up as late because it will not show up at all.

Answer 4

Typically, cell phone accounts are not reported to the credit bureaus until they go to collections. SO, since it's probably not being reported, then no, it will not show up on your credit.

If it was being reported, you would have to be 30 days late first before it would show up.

Answer 5

NO it does not show up on your credit report for 4 days late. If they send you a letter threatening disconnection for failure to send payment after 30 days then it'll go on your report

Answer 6

in case you have been to examine the "vast Tree" credit companies you will discover 3 distinctive credit comments. no longer all companies report to the comparable companies. you will additionally discover 3 distinctive credit rankings. the companies prefer to comprehend while they look at a credit report the way you pay returned the money you borrowed, paying off the stability does no longer tell them what they're searching for, they like to comprehend the way you're making the money, >>on time<< by no potential previous due <<< in simple terms making minimum funds additionally how vast a stability you're wearing. how many credit enjoying cards you have, extra effective than 3 i've got faith could be extreme, in my opinion I certainly have 5 yet 2 are at 0 stability and the different 3 entire under $500.00. as an occasion, i bought a computing gadget computer, entire fee replaced into $700.00 I positioned down in funds $a hundred.00 and unfold the stability over 3 enjoying cards so the full does no longer seem to extreme. I paid them off at $50.00 in line with month on each and each card. credit enjoying cards are handy yet you ought to be careful or you would be up on your neck in worry.

Answer 7

doesw it matter it is only four days god just keep paying the billl and if you can't pay the bill go to a per minute plan