Have driver license but haveno car nor car insurance. Am I insured while driving another person's insured car?

Answer 1

In almost all cases, yes. Auto insurance follows the vehicle, not the driver. Nearly all policies are in full force and effect as long as the operator has the owner's permission to operate the vehicle or reasonably believes that he has the owner's permission. This is standard industry practice.

If you and the owner reside in the same household, the policy may require that you be listed as an authorized driver. This is standard practice. If you do not reside in the onwer's household you would only need to be listed on the policy if you were a regular operator of the vehicle.

Answer 2

Yes. The car is insured, not the driver. The car is insured even if it's stolen. Consider a company car or truck. The driver doesn't own it, but the vehicle is still insured.

Answer 3

This is dependent on the car owner's insurance policy. Many policies cover other drivers, but in some cases the policy may only call for one driver for that vehicle--the car's owner. You will have to check with the insurance policy of the car owner to see if other drivers are insured for that vehicle.

Answer 4

If the other car's insured for you. For example, my state farm policy would include others in the same household. This is one of those things that probably vary by state, and I think whether or not the car has full coverage would have some bearing on this as well.

Answer 5

If you are driving someone else's car then that car is covered by the owner's insurance. They also need to be covered under other drivers to drive their car. If there is a accident, then it is the owner's responsibility. If you are pulled over by the police you will need proof of the owner's insurance as well.

Good luck!

Answer 6

yes, if you been givin permission to drive the car. But you should purchase a non owners policy that will protyect you and allow you to drive your friends vehicles. it is liability only and is inexpensive depending on the state you live in.

Answer 7

Get and examine expenditures from diverse agencies at - INSURERATESME.information- RE Do I might desire to pay my coverage fee ticket if I drove an uninsured motor vehicle mutually as I owned yet another insured motor vehicle? here is what passed off: my mom drove my uninsured motor vehicle and have been given a dashing fee ticket plus an coverage fee ticket. because of the fact she owns a motor vehicle with modern-day coverage (its in basic terms this one time that she passed off tochronic my motor vehicle) will I might desire to purchase coverage to make certain that prefer to shrink her fee ticket? Or will the fee ticket get disregarded because of the fact she already had coverage (in basic terms on her motor vehicle)?

Answer 8

nope