State law and the wording of your insurance policy will determine if you can recover anything.
Most insurance policies require the driver to be properly licensed. Since your husband was not, any collision coverage will almost certainly be void and you will NOT be able to collect.
The other party's liability coverage MIGHT cover your husband's injuries and the damage to your car. Your husband's operation of the vehicle with a suspended license can affect his ability to recover.
FYI, the other driver didn't have a 3.6 BAC. He may have had a .36, and would have been nearly comatose at that level. A 3.6 would be way past fatal, which is generally .5% BAC.
This is very likely to be looked at by the insurance company as a 50-50 event. Neither driver should have been on the road, so each will be responsible for their own losses. Had either driver obeyed the law, the accident would not have occurred.
You need to consult with an attorney. Since your husband was driving suspended, your insurance company is not likely to assist so that will come out of your pocket.
2007-06-04 02:41:46
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answer #1
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answered by Bostonian In MO 7
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I don't think your insurance will count. It was your husband who was driving the car and he was doing so illegally.
Both parties involved in this accident are to blame as neither of them should have been driving. If the police take an interest in this case the other driver and your husband could be in a lot of trouble.
As for what will happen now, a road traffic incident officer will make a report, this will be passed on to the prosecutor office for a decision on blame and whether it is advisable to prosecute.
2007-06-04 02:17:55
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answer #2
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answered by clint_slicker 6
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My baby boy ds game HELP ME!?
2017-03-19 22:36:21
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answer #3
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answered by ? 6
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Know Any Songs About boys?
2017-03-19 03:18:40
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answer #4
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answered by ? 6
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Call a lawyer. IN many states he's going to bear a part of the fault for being on the road suspended. You're going to need a pro legal advisor.
2007-06-04 01:13:10
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answer #5
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answered by wizjp 7
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Husband offered a job in Australia?
2016-11-15 09:26:31
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answer #6
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answered by Anonymous
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My husband was driving on suspended license help!!!?
2014-12-14 16:41:59
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answer #7
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answered by Anonymous
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You need a good lawyer. He is in alot of trouble.
2007-06-04 01:17:06
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answer #8
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answered by notyou311 7
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Why are boys extremely cuter compared to girls ?
2016-10-29 03:21:30
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answer #9
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answered by Gardie 6
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What would you call a baby girl and boy?
2016-08-05 07:01:05
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answer #10
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answered by Lynn 6
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