i was following my husband to the gas station he has suspended license a 17 yr. olf boy hit my husband total my car the boy had a 3,6 alcohol level my husband was injured he has a sprain neck and back from the accident what will happen now? Or what do i need to do?
2007-06-04 01:08:24 · 12 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
we live in georgia the boy left the scene and i had to go after him they took him and my huband to jail. how will my car get fixed this is the only transportation that i have
2007-06-04 01:36:15 · update #1
THE BOY WAS LEGALLY DRUNK 3.6 ON ALCOHOL TEST DONE ON SCENE ran red light
2007-06-04 02:06:13 · update #2
State law and the wording of your insurance policy will determine if you can recover anything.
Most insurance policies require the driver to be properly licensed. Since your husband was not, any collision coverage will almost certainly be void and you will NOT be able to collect.
The other party's liability coverage MIGHT cover your husband's injuries and the damage to your car. Your husband's operation of the vehicle with a suspended license can affect his ability to recover.
FYI, the other driver didn't have a 3.6 BAC. He may have had a .36, and would have been nearly comatose at that level. A 3.6 would be way past fatal, which is generally .5% BAC.
This is very likely to be looked at by the insurance company as a 50-50 event. Neither driver should have been on the road, so each will be responsible for their own losses. Had either driver obeyed the law, the accident would not have occurred.
You need to consult with an attorney. Since your husband was driving suspended, your insurance company is not likely to assist so that will come out of your pocket.
2007-06-04 02:43:20 · answer #1 · answered by Bostonian In MO 7 · 0⤊ 0⤋
first thing, go seek an attorney. They can argue that your husband should not have been driving on public roads in the first place because he has an suspended licence. but...
years ago, I got into an motorcycle accident which was fault of the neglegent driver while my license was suspended. I was not cited by the police, I got an personal injury attorney and explained the situation.
He immiediately got me 4000 dollars for my repairs on my bike, and sent me to a chiropractor for my back and neck injuries. and about a year later I received a settlement for 15000 dollars.
so go see an attorney, he can advise you on the legal stuff and if a drunk driver hit you, you may be in for some money.
2007-06-04 01:32:05 · answer #2 · answered by Hiro M 2 · 0⤊ 0⤋
Suspended license is just that, there is no excuse to drive a vehicle if not authorized to do so, that is why it is a privilege and not a right.
2007-06-04 01:19:07 · answer #3 · answered by Anonymous · 0⤊ 0⤋
i do no longer think of your insurance will count extensive type. It replaced into your husband who replaced into driving the automobile and he replaced into doing so illegally. the two events in touch in this twist of destiny are accountable as neither of them would desire to have been driving. If the police take an activity as a result the different driving force and your husband ought to be in an incredible sort of difficulty. As for what's going to take place now, a highway site visitors incident officer will make a record, this could be handed directly to the prosecutor place of work for a sort on blame and no remember if which you should to prosecute.
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