something i had 1999 was charged off and on my credit and came off now another company put deragoty info on my

Question

credit report is that legal

Answer 1

It would depend on what type of an account it was.
Without knowing what type of account - a general type of account, government type of account, a valid/invalid judgment, it's hard to give a definate answer.

If it was a general bank loan or credit card, then it would be a violation to re-age it and place it on your reports.